Having not finished school, Emily finds it difficult to find a job with regular pay. Currently, she makes handicraft for a living, but it does not provide steady income for her family. She wishes to be insured so that her family would at least be secured when something untoward happens to her.
Even at a young age of 10, Nestor has experienced hardships. Having lost his father and with only his mother supporting him, he often eats only one meal in a day. Insurance would be of great assistance to him and his mother.
Manudato has experienced a lot in life. His house was ravaged by fire. Then, he lost his job. He dreams of getting his family – his wife and four children – out of poverty, but his current situation prevents him from doing that. With insurance, his family would be secure in case of untoward incidents.
Jhersey has Down syndrome, which means she is dependent on her family members. Not only does she require the essentials like food, but she also needs medication and special education, both of which can be costly. Jhersey’s family will benefit from having insurance, especially when something unexpected happens.
Pappay is a person with disability who works as a house maid. She hopes to have a better job so her children can continue pursuing their education. She wants to be insured to avoid financial problems for her family in case something happens to her.
Ronnie learned a hard lesson when his father died due to an illness – they did not have enough money for the medications and the hospital bill. Now, he wants insurance for himself as he does not want to burden his family with financial problems in case something unfortunate happens to him.
A victim of hit and run more than a decade ago, Ludovico had a spinal cord injury that kept him from walking and finding work. He hopes to have insurance so he can leave something for his wife and two children when the unfortunate happens to him.
Christian, 18, has cerebral palsy, making it difficult for him to walk on his own. His grandparents have been taking care of him, and his only wish is for him to be able to help them even with simple house chores. With insurance, Christian`s family will have one less thing to worry about in case something happens to him.
Alicia realized the importance of insurance when she got sick more than 20 years ago and she had nowhere to go to for help. She hopes that by having insurance now, her family will not shoulder the financial burden in case an accident happens to her.
After having one of his legs amputated, Angelito had difficulty looking for jobs. He dreams of having a permanent job to provide for his wife and son’s needs. He also needs insurance to be prepared in case of untoward incidents.
Edelberta’s family did not have enough money to let her finish her schooling when she was younger. This made it hard for her to find work. Currently, she earns just around $5 per month by making handicrafts, which is not enough to get insurance for herself.
Abigail only attended pre-school because she is epileptic and needs close supervision all the time. Now 39, she constantly finds it difficult to buy medications for her condition. With insurance, at least, she will have something for her family in case something happens to her.
Berting was injured after a falling from a coconut tree he was climbing when he was younger. This accident made him stop schooling, which in turn made it difficult for him to find a decent-paying job. He knows that insurance would serve as protection in case of another accident.
Delia says the recent death of a loved one from a heart attack was a big eye-opener. For her, it means that life is unpredictable, and it is better to prepare her surviving family members should something happen to her. Because of this, Delia would need insurance.
Joana wasn`t able to finish her studies because of her sickness, but still dreams of one day going back to school. For her, microinsurance will support her family needs in case of emergency.
Cecilia works hard as a fish vendor, but somehow feels that the amount she earns is not enough to feed her children and provide their needs for school. She would like to have more capital for her business to support her children. Insurance will help in time of sickness and in death.
Feliciano lost his job recently, and as the only one working in his family, he does now know how to provide for his wife and two children. With his current situation, he hopes to have insurance that will help his family when the unexpected happens to him.
Mirasol dreams of having her own business someday so she can have a steady source of income for her basic needs. Though she has work now, it is not regular - she does not know until when she has work. She knows that insurance would be beneficial in case she meets an accident.
Imelda wants to have her own business instead of working down in the sewers. But in the meantime, she has to no choice but to work hard in the hope of eventually providing a better future for her family. When something unfortunate happens to her, she will need a financial safety net like insurance.
Ricky had to discontinue his studies due to financial constraints. This, he believes, is the reason he does not have a regular job that pays well, something he wishes he has so he can help his family. He believes that insurance will be beneficial to avoid more financial problems.
At his age, Christian suffers from Viral Encephalitis and has to undergo threpay to help him speak. He and his family continue to work towards having resources for his medical expenses. Insurance will be a big help in case of emergency and other unforeseen events.
As a Person With Disability (PWD), Monica requires regular therapy and medication. She also needs special education, teaching her independence when she turns into an adult. Her family will benefit from a financial security net in case of emergency.
Because Syme is a Person With Disability, kids would tease him at school. This does not deter him, though, as he wants to finish school in the future – at his own pace. His family would need to fund his education as well as medical expenses. In order to provide peace of mind for Syme and his family, insurance will be of great help.
An accident when he was 19 years old made Marlon unable to work and help his family. Not wanting to be a burden even further, he hopes to have insurance that will be of great help in case he meets an accident.
Being a single parent with special needs is a big challenge to Eloisa. She doubles her efforts in raising her two children and being able to send them to school. Insurance for her will be a help in case of unforeseen events.
Donovan stopped studying because of his learning disability. He later realized the importance of education, which motivated him to go back to school despite his shortcomings. He dreams of finishing his studies and having a stable job. For him, insurance is a way to support his family in case of emergency.
With four family members depending on her, Jonalyn, currently unemployed, hopes to find a new job soon so she can provide food on the table. While waiting for that, she needs insurance that would be of great help to her family in the future.
Evelyn’s only wish is to have a permanent job so her children can finish their education. This, she believes, is the greatest legacy she can leave for them. Insurance will also be of great help in case something unfortunate happens to her.
Elena, who lives by the riverbank, saw her house being destroyed when a strong typhoon came. After this, she has had difficulties sustaining the needs of her six children. Insurance will support her family in case of any untoward events.
Rjhay was born with impaired vision. He is unable to accomplish simple tasks on his own and depends greatly on his mother. He is also sickly and requires constant attention and medication. If something unexpected happens, insurance will guarantee that his loved ones will be financially secure.
Jovito had a spinal cord injury due to an accident when he was younger. This made it hard for him to find work. Currently unemployed, he at least wishes to be secured in case another accident happens to him, so his family will not be burdened financially.
Hoel was only able to study up to elementary school. He wished to have pursued higher studies to have a regular job that provides for the daily needs of his family. Since that seems far-fetched now, he hopes to at least be insured to avoid more financial problems for his family.
Since an accident that happened when she was 20 years old, Nancy has been having difficulty moving around. She only wants to make sure that she has food on the table for her and her family, including her four grandchildren. Having insurance means one less thing to worry about.
Life has not been kind to Victorio. He has been unable to hold a steady job, being only an elementary school graduate. He also deals with the repercussion of a stroke, which he suffered from years ago. Victorio, who used to be the breadwinner of the family, could not provide even the most essential items for them. He says that any form of help will mean the world to him.
Amistadt, 7, has autism spectrum disorder, so his mother has to keep a close watch on him to ensure that he is always safe. Eventually, he wants to be independent, so he`s taking behavior and speech therapy. His condition makes him a perfect candidate for insurance.
Evelyn is a hard worker, but she is worried that her income may not be enough to cover expenses for emergencies or illnesses. She is even more concerned for her children`s welfare should something unfortunate happen to her. Insurance will provide Evelyn and her family peace of mind.
Maria Fe got sick when she was younger, and this drained her family’s money. Now, she works hard as an encoder to be able to save enough money in case of emergency. She’s also banking on insurance as a financial safety net.
Reyden was not able to reach his dream of entering college because her mother could not afford the expenses that would come with it. He knows that insurance would be of great help, but his current financial situation prevents him from getting one.
John Paul is only on second grade despite already being 13 years old. This is because he was born prematurely, which affected his ability to walk. He would also constantly be sick, so he had to stop going to school when he was younger. He dreams of becoming a doctor in the future so he can help his mother with their finances.
Camar is a PWD. One side of his body is paralyzed, affecting the movement of his arm and leg. His wife has to tend to him as he needs help in moving around and doing everyday tasks.
Eloisa is an elementary school undergraduate with a humble dream of owning a small convenience store as a means to support her family. However, she has no financial means and, thus, no capital to make her dream a reality. She says that financial aid will be of great help to her especially during times of emergency.
Ana is a member of their local cooperative in the Southern part of the Philippines. She wants to have insurance so that her son Oliver will not be left empty-handed in case something unfortunate happens to her.
Noime’s family had to sell their land after she was diagnosed with a tumor on her spinal cord a few years back. This caused financial setbacks for her family. With no steady job, she relies on the cooperative where she is a member of for income. Insurance is not something she can afford.
Mechel does not have a regular job, making it difficult for her to provide for the needs of her family. She hopes that in case she meets and accident, insurance will be the safety net to protect her family from unexpected expenses.
Debra had polio when she was an infant, and this affected her mobility. Currently, she produces handicrafts for a local cooperative, but she dreams of having a steady source of income so she can be independent someday. Until then, she hopes to have insurance in case of an unexpected situation.