Nicole is an 8-year old student who has already experienced hardships in life. At a young age, she had lost her father, leaving her mom the only provider in the family. Her dream is to be able to finish college and help the family.
Gretchen is still optimistic in life despite her cerebral palsy, which makes it hard for her to go to school and be a normal kid. Her only wish is for her family to have sufficient money for her medical needs. Insurance coverage would be a big help for Gretchen in case of emergency.
"At the age of two, Mark suffered from a severe convulsion that made his immune system weak. His only dream is to finish his studies so he can be successful someday. Insurance coverage will ensure that Mark will receive financial aid should his condition worsen.
Donovan stopped studying because of his learning disability. He later realized the importance of education, which motivated him to go back to school despite his shortcomings. He dreams of finishing his studies and having a stable job. For him, insurance is a way to support his family in case of emergency.
Ruben is a father of one, which he finds difficult to care for after he had a stroke and had trouble walking and taling. Also, he could no longer perform tasks at home. His only dream is to be able to walk normal again and help in the household.
"Fernan is a father who has a big dreams for his family, but these dreams were shattered when he was involved in a terrible accident that resulted to poor eyesight. All he ever wants is to have his family live a comfortable life. A financial safety net in form of insurance would be a big help for his family if something unfortunate happens to him.
An accident when he was 19 years old made Marlon unable to work and help his family. Not wanting to be a burden even further, he hopes to have insurance that will be of great help in case he meets an accident.
Amistadt, 7, has autism spectrum disorder, so his mother has to keep a close watch on him to ensure that he is always safe. Eventually, he wants to be independent, so he`s taking behavior and speech therapy. His condition makes him a perfect candidate for insurance.
Family is the most important thing in the world for Flora,so she still sells the delicacy balut though she suffers has bone illness and lost her eyesight (right eye). Her goal is to earn enough money for her medical needs. Flora is appreciative of any financial aid.
Having an illness is devastating especially for a father like Rojohn who suffers from short-term memory loss and disability. He wants to earn enough money for his medicines and for his children’s future. A devoted father would benefit from any financial assistance.
Joana wasn`t able to finish her studies because of her sickness, but still dreams of one day going back to school. For her, microinsurance will support her family needs in case of emergency.
Debra had polio when she was an infant, and this affected her mobility. Currently, she produces handicrafts for a local cooperative, but she dreams of having a steady source of income so she can be independent someday. Until then, she hopes to have insurance in case of an unexpected situation.
"Leoniza’s childhood was tough; she needed to quit school due to her minor hearing disorder. Now that she’s a parent, she is doing everything she can in order to make ends meet and save for her children’s education. A loving mother would benefit from any form of financial aid.
"Shaira only earns little as a babysitter. She suffered from depression due to poverty, but she is doing everything she can to give her family a bright future. A financial safety net in form of insurance would be a big help for Shaira and her family.
As a Person With Disability (PWD), Monica requires regular therapy and medication. She also needs special education, teaching her independence when she turns into an adult. Her family will benefit from a financial security net in case of emergency.
John Paul is only on second grade despite already being 13 years old. This is because he was born prematurely, which affected his ability to walk. He would also constantly be sick, so he had to stop going to school when he was younger. He dreams of becoming a doctor in the future so he can help his mother with their finances.
"As a father, Frederick wants his family to have a comfortable life. However, his dream was shattered when he was struck with a serious illness that resulted to a speech defect. He is hoping that he can still recover so that he can earn income for his family. Frederick is appreciative of any financial aid.
Marilyn suffers from visual impairment. Due to this limitation, she had lost her job and could not provide for her family. She feels that microinsurance is a huge aid through which her family may also be able to benefit.
Being a single parent with special needs is a big challenge to Eloisa. She doubles her efforts in raising her two children and being able to send them to school. Insurance for her will be a help in case of unforeseen events.
Reyden was not able to reach his dream of entering college because her mother could not afford the expenses that would come with it. He knows that insurance would be of great help, but his current financial situation prevents him from getting one.
Ana is a member of their local cooperative in the Southern part of the Philippines. She wants to have insurance so that her son Oliver will not be left empty-handed in case something unfortunate happens to her.
Angelo, 13 years old, dreams of going to school one day. Even at a young age, he understands that microinsurance is an essential in times of untoward accidents or calamities that he and his family may experience.
Evelyn’s only wish is to have a permanent job so her children can finish their education. This, she believes, is the greatest legacy she can leave for them. Insurance will also be of great help in case something unfortunate happens to her.
Christian, 18, has cerebral palsy, making it difficult for him to walk on his own. His grandparents have been taking care of him, and his only wish is for him to be able to help them even with simple house chores. With insurance, Christian`s family will have one less thing to worry about in case something happens to him.
Cecilia works hard as a fish vendor, but somehow feels that the amount she earns is not enough to feed her children and provide their needs for school. She would like to have more capital for her business to support her children. Insurance will help in time of sickness and in death.
Jesus felt hopeless when he lost his parents and three siblings. His dream is to have his own family, business, and home. He sees microinsurance as and an answer to unforeseen events.
Joseph`s only dream is to get well so he can help his mother with the finances. After being involved in a tragic accident that resulted to traumatic brain injury, he is trying to be strong and get his life together so he can finish his studies and give his family a comfortable life. He believes that having insurance can give him a peace of mind if something unfortunate happens.
Marco’s life was shattered when he was involved in a terrible accident that resulted to an injury in his foot, making it hard for him to make a living. He is trying to remain strong for his two kids, who are his inspiration. A loving father like Marco would benefit from any form of financial aid.
Ronnie learned a hard lesson when his father died due to an illness – they did not have enough money for the medications and the hospital bill. Now, he wants insurance for himself as he does not want to burden his family with financial problems in case something unfortunate happens to him.
"It is hard for Roslin to see his family suffering especially now that he is unable to provide for his family’s needs. His situation was made worse when he suffered a stroke. His only wish is to recover so he can work again.
Gerry’s faith was tested when he faced numerous life challenges. First, he lost his eye sight (right eye), and then he had mild stroke. He wants to have a small business so she can have income and save for his family’s future. A father with a big dreams for his children would benefit from this insurance.
A victim of hit and run more than a decade ago, Ludovico had a spinal cord injury that kept him from walking and finding work. He hopes to have insurance so he can leave something for his wife and two children when the unfortunate happens to him.
Manudato has experienced a lot in life. His house was ravaged by fire. Then, he lost his job. He dreams of getting his family – his wife and four children – out of poverty, but his current situation prevents him from doing that. With insurance, his family would be secure in case of untoward incidents.
Ruben works as a utility personnel and earns about P5,000 per month. One time, he had an accident where a nail hit his eyes ad affected his vision. His biggest dream is for his daughter to finish her studies, and he feels that microinsurance is something he can count on in ensuring the future.
Since an accident that happened when she was 20 years old, Nancy has been having difficulty moving around. She only wants to make sure that she has food on the table for her and her family, including her four grandchildren. Having insurance means one less thing to worry about.
"Life is more difficult especially for a person with disability like Gerardo. Aside from his hearing disability, he also suffered a stroke, for which he does not have sufficient money for medication. He believes that having insurance can give him peace of mind in case of emergency.
Sonny wants to give back to his parents by giving them the life they deserve. He is doing everything to recover from stroke and set up a small business. Having insurance coverage would be a big help for Sonny’s family in case of emergency.
Edgardo is 57 years old and a stroke patient. His dream is to be able to put up his own business and help with household expenses.
"Ronaldo had to quit his job because of his heart disease, leaving him in debt. He wants to recover and have a small business so he can save up for his children`s education. Ronaldo doesn’t want to be a burden on his family if something unfortunate happens, so he wants to have insurance coverage.
Cassandra’s life was changed after encountering different misfortunes: her grandfather died, she suffered from meningitis,and a strong typhoon hit her hometown. Financial aid in form of insurance would be a big help for Cassandra’s family in case something unfortunate happens
Rosebell lost her confidence when her skin was burnt in a tragic incident. Her goal in the immediate future is to set up a small business so she can earn enough money for her children’s future. Insurance will ease Rosebell’s mind should something unfortunate happen.
Even at a young age of 10, Nestor has experienced hardships. Having lost his father and with only his mother supporting him, he often eats only one meal in a day. Insurance would be of great assistance to him and his mother.
Pappay is a person with disability who works as a house maid. She hopes to have a better job so her children can continue pursuing their education. She wants to be insured to avoid financial problems for her family in case something happens to her.
Feliciano lost his job recently, and as the only one working in his family, he does now know how to provide for his wife and two children. With his current situation, he hopes to have insurance that will help his family when the unexpected happens to him.
While other kids are playing outside and enjoying their youth, Marwin had to stop his studies due to Autism Spectrum Disorder (ASD). Since he was diagnosed with ASD, his mother has been doing her best to make ends meet. Marwin is appreciative of any financial aid.
Rjhay was born with impaired vision. He is unable to accomplish simple tasks on his own and depends greatly on his mother. He is also sickly and requires constant attention and medication. If something unexpected happens, insurance will guarantee that his loved ones will be financially secure.
Due to different health issues like pneumatic heart disease and partial paralysis, Rodolfo is struggling to find a decent job to support not only himself but also daughter who has epilepsy. A father with big dreams like Rodolfo would benefit from insurance.
Maria Fe got sick when she was younger, and this drained her family’s money. Now, she works hard as an encoder to be able to save enough money in case of emergency. She’s also banking on insurance as a financial safety net.
With four family members depending on her, Jonalyn, currently unemployed, hopes to find a new job soon so she can provide food on the table. While waiting for that, she needs insurance that would be of great help to her family in the future.
"Demetrio is trying to be strong despite of all the hardships that he encountered in life. After a stroke, he lost his wife. His family is his inspiration to move forward. Insurance would be a big help in case something unfortunate happens.
Jot’s life was changed when he was diagnosed with traumatic brain injury after being involved in an accident. His only dream is to have a small business that can help him support his medical needs. Insurance coverage for Jot would be beneficial in case of emergency.
Evelyn is a hard worker, but she is worried that her income may not be enough to cover expenses for emergencies or illnesses. She is even more concerned for her children`s welfare should something unfortunate happen to her. Insurance will provide Evelyn and her family peace of mind.
Delia says the recent death of a loved one from a heart attack was a big eye-opener. For her, it means that life is unpredictable, and it is better to prepare her surviving family members should something happen to her. Because of this, Delia would need insurance.
"Clarita thought that she would not make it when she suffered a stroke that made half her body paralyzed. She wants to recover so she can take care of and provide for her family. A financial safety net in the form of insurance can help in case of emergency.
Ruby is a grade 5 student who suffers from hearing impairment. Her family was a victim of the tropical storm Ondoy in 2009, which brought a traumatic and painful experience for her. She dreams of finishing her studies and help her family in the future.
Luzviminda suffered from stroke and lost her job, which left her in debt. Her only dream is to have her own house and to have a small capital so she can start her own business. She does not want to be a burden to her family should something similar happen again, so she would like to have insurance.
John felt hopeless when he was diagnosed with autism spectrum disorder. He did not learn how to read and write because of his condition, but he is hoping that one day he can go back to school and finish his studies. At an early age, John wants to make sure that his family is financially prepared if something unfortunate happens.
Mirasol dreams of having her own business someday so she can have a steady source of income for her basic needs. Though she has work now, it is not regular - she does not know until when she has work. She knows that insurance would be beneficial in case she meets an accident.
After having one of his legs amputated, Angelito had difficulty looking for jobs. He dreams of having a permanent job to provide for his wife and son’s needs. He also needs insurance to be prepared in case of untoward incidents.
Family is the most important thing in the world for Flora, that is why she is still selling balot for a living even though she is suffering from different ailment such as bone illness and lost eyesight (right). Her goal is to earn enough money for her medical needs. Flora is appreciative of any financial aid.
Elena, who lives by the riverbank, saw her house being destroyed when a strong typhoon came. After this, she has had difficulties sustaining the needs of her six children. Insurance will support her family in case of any untoward events.
Nherina almost gave up in life after being diagnosed with a serious illness and when a strong typhoon destroyed her home. She wants to have a small business so she can have a source of income for her medical needs. Nherina wants to get protected by acquiring insurance coverage.