Regienald is a husband and father of five. Through his work as a company driver, he hopes to eventually send his children to college, as he himself was unable to finish high school. Regienald is currently experiencing symptoms related to diabetes, but he has chosen to spend for his family's needs than for his own. He feels that his family will be secured financially if he gets insurance.
Jhon is a teenager with special needs. His family has to attend to his needs because of his physical shortcomings. Years ago, he was struck with dengue, and due to their financial constraints, they barely had enough money for hospitalizations. Insurance will be beneficial for the likes of Jhon.
Neda was not given the opportunity to to school due to poverty. She currently works at a farm in her hometown, helping out wherever she is needed. Her grandchildren are unable to study as well, and they struggle to find food to put on their plate. In order to secure her and her grandchildren's future, Neda would need insurance coverage.
Remie is a humble resident of Manila. At 31 years old, she struggles to find a well-paying job to give her and her family the financial support they need for their everyday life. With her three young kids, she and her husband hope to have a better life where they are guaranteed safety and security for their future. By getting insured, Remie believes that they have a chance to get the better taste of life
Norilyn met a motorcycle accident years ago, in which she needed expensive medical attention. Because she wasn’t able to save up for emergencies, she ran out of money just to pay for the hospital bills. Norilyn doesn’t want that to happen to her again – she feels insurance will help in this regard greatly.
Jay Marie lives with her relatives because she has no financial capability to build a home that she can call her own. She admits that money is difficult to come by for people like her who were unable to finish grade school education. Jay Marie wants to have insurance so that when she leaves her family behind for good, they will be set for life.
Rosebelinda suffers from a pulmonary disease which has rendered her unable to work. This is made complicated due to the fact that her three children rely on her for their needs. In case something unfortunate happens to her, insurance can guarantee that her children will be taken care of.
Allen's shanty was destroyed during a typhoon years ago. She and her husband Ereneo want to rebuild it, but they do not know where to get the money for renovations as well as their basic needs. Insurance can help support her family in the future during times such as calamities.
Evelyn dreams of having her own business so she could provide for her family, but because she only
studied up to grade school, this is something she really has to work hard for. She hopes to have
insurance so at least she’ll have something for her family when the unfortunate happens to her.
Rey's job as a construction worker is an occasional gig, as there will not always be projects for him to work on. Because of this, there will be weeks when he would have no money to spend for his children. Hisal is to have enough money to build their house with electricity and running water. With insurance, Rey will be able to cover expenses in the event of an emergency.
Ana has to raise her children on her own after her husband died. This was a challenge for her because
she also had to stop from working because of an illness and now just gets income as a member of their
local cooperative. She’s banking on insurance as a financial safety net.
Alvin was raised by his mother alone because his father died at an early age. He now tries to give back to
his mother by taking on whatever job is available. He’s a farmer who does weaving on the side for extra
income, but he hopes for a more stable job that pays well. With insurance, he’s assured that that he’ll
have something for his family in case something happens to him.
After an unexpected motor accident, it has been hard for Arante and his family to get by. Even if he has insufficient income, however, he tries to provide for his family and to recover from financial loss. Getting insurance will help lessen the worry in his heart for any other uncontrollable circumstances that may put his family in discomfort.
When Mary Jean’s father passed away, she had to start working to help her family. From the Southern
part of the Philippines, she had to travel to Manila, which is 290 miles away from her hometown, just to
find work. She’s glad to be back in her hometown working as a weaver, but she will need insurance for
Noel is currently unemployed, and he finds it difficult to find the money to send his 10 children to school. He currently has a nose polyp that needs surgery, but he does not have the financial capability to seek a medical doctor. He knows that the aid guaranteed by the insurance will provide for his entire family in case he meets an unfortunate event.
Rose's home was destroyed when a strong typhoon hit her city. Although she wants to renovate their home to make it sturdier, she does not have the financial capability to do so because she would rather spend her hard-earned money on her children's education. Insurance can protect them in case something unfortunate happens to her family again.
Mariel is a young mother of one, with dreams of getting her family out of poverty. She is currently unemployed while her husband Rey is the breadwinner of the family. If given the opportunity to have insurance, Mariel will have peace of mind knowing that her family will be financially covered no matter what happens.
Marle considers herself lucky to be able to attain a high school undergraduate education, which speaks volumes about the level of poverty she is living in. However, she admits that her low school attainment is still a hindrance to her finding stable income. A weaver by profession, Marle earns $30 monthly – sometimes even lower. Financial protection in the form of insurance will help Marle’s family greatly.
Valerie wants to have her own livelihood again, as the small farm they used to have was destroyed by a
typhoon. Now, she works as a weaver in their local cooperative to provide for her six dependents.
Insurance is something nice to have, but with less than $30 income a month, she has to prioritize
bringing food to the table.
When Rosalie was stricken with illness years ago, she had to quit her job. This meant one less source of income to support her husband and children. Now she is a housewife, helping out in any way she can. Insurance will avoid Rosalie’s family from experiencing financial loss in the event of an emergency.
Angelita finds it a challenge when drought affects the land she farms as it means no income for her family. Despite this, she’s still doing her best for the sake of her child’s education. With insurance, she will feel secure in case of the unexpected.
A fisherman by trade, Cesar says he has met many accidents while working on the water. He had a near-death experience when he almost drowned while fishing. Because this is his only source of income, and because he has six children to send to school, he has to work very hard every day. Cesar hopes to get insurance to provide his family with a financial safety net.
Flora suffers from hypertension, so whatever she earns from her duck-raising businesses mainly towards her maintenance medicines. Her wish is for her children to finish school and live a comfortable life. If she is to be granted insurance, Flora will be able to leave a legacy to her family.
Rosalie works hard to earn money at a poultry farm, but she says it is difficult to make ends meet. Sadly, one of her children died because they did not have enough money for hospitalization. All she wants is financial security for her loved ones, and insurance can help in that regard.
Shirley dreams that someday she will have her own home, as currently she lives with her relatives. This is something she has to work hard for as her salary as a housekeeper is not enough. Insurance is also something she wishes she has, but she would rather prioritize her basic needs.
Rosma's highest educational attainment was second year high school. She's a single mother of three and she finds it difficult to live a life where she couldn't provide enough for her children. Like any other mothers in the world, Rosma's dream is to give her children a better education for the benefit of their future success. She strongly believes that having insurance can help her children in their journey for success.
As a mother, the future of Mercy's kids is very important. Even if they do not have enough, she aims to make sure her kids finish school and that they will be able to live a comfortable life. Insurance will secure this.
Anilene had to stop her education because of financial problems. Now, she works as a weaver in their
local cooperative so she and her husband her four children can go to college and eventually find good
jobs and have a better future. Insurance is something she needs as a financial protection for her family.
Gediom dreams of his children to finish their studies. Having had life-threatening illnesses such as dengue before, he would like to be insured so that his children could have financial assistance in case something happens to him, especially since his work as a security guard puts his life at risk.
Rebecca runs a small generalods store in order to augment her husband's income. Because she does not want her children to experience the same kind of poverty that she grew up in, she strives to work every day. She also wants them to finish school, something she was unable to do herself. Insurance can help Rebecca and her family in unexpected times.
Julian is a construction worker who earns 250 pesos per day. With the passing of his wife, he was left alone to provide for the needs of his children. He feels that by having insurance, his children will have a secured future in case something happens to him.
Hilda has been in quite a number of accidents involving public vehicles like motorcycles, jeepneys, and trucks. Her family was also affected by typhoons and earthquakes in the past. As she is unemployed, she has no financial means to support her family. If given the chance to have insurance, her family will not have to worry about where to get money during times of accidents or natural calamities.
Jocelyn used to have a job, but since it was contractual, she found herself without a source of income months after. Heral is to see her three children finish college and escape poverty. Insurance will be of great help in securing her family's future.
Ruben's work as a butcher comes with a few occupational hazards. It is not uncommon to get wounded because of the sharp tools he uses. In the event that something worse happens to Ruben, his family will be secured with insurance.
Jocelyn has been cured of leprosy, but she still experienced discrimination and could not find work. She
earns income as a member of their local cooperative, but it’s not enough to fulfill her dream of sending
her adopted child to college. With insurance, she’ll be assured that her family will have financial help
when something happens to her.
Armando and his wife Mary Jane both are unemployed, which makes daily life difficult for their family. They have been through accidents and natural calamities, and they only hope to be prepared when something unfortunate happens to them again. Armando would feel more secure if he had insurance.
Adelina used to raise farm animals to augment her family’s income, but due to typhoons, the animals
died and this caused a great financial blow for them. Currently, she works as a weaver in their local
cooperative to help her husband and provide for their children. If something happens to her, she’s
hoping for financial assistance through insurance.
Nik Nik is a housewife. She sees the importance of education for her kids. Finishing only Grade 1, Nik Nik does not want her children to experience the same hardships she underwent, so she wants to be insured.
Sally was lucky enough to reach college though she was not able to finish it, compared to women in her
neighborhood who dropped out of school earlier. However, it was still not enough for her to find a
decent-paying job, so she struggles to provide for her three children. She hopes to have insurance as a
Poverty has not been kind to people like Richard he had lost his job in a poultry farm, his home was destroyed by a fire, and his parents passed away. He does not let poverty stop him though.
Edward is raising his children on his own, as he and his wife had separated years ago. He feels that his job as a driver is barely enough to send his children to school. In case something happens to him on the road, he says that insurance can guarantee financial aid for his family.
Shellami has six children depending on her, all of which she wants to send to school. However, her
income of around $40 per month as a housekeeper is not enough for her dream. With insurance, she’ll
know her family will have financial security when something happens to her.
Ever since Alberto's entire town was destroyed during tropical cyclone Haiyan in 2013, his family has not yet fully recovered. His work as an ice cream vendor cannot fully support his children's education, which is why they had to quit school. In order to financially cover Alberto and his family from future disasters, they would need insurance.
Mira works as a manicurist in Bataan. She says her financial situation does not allow her family even the most basic of needs. Because they do not have enough money, her two children had to stoping to school, and there are times when they only eat one meal a day. Mira says getting insured will secure her family's future.
Since her husband passed away, Corazon has been raising her three children on her own, and with
meager income as an embroiderer, that is something she finds challenging. She knows that having
insurance would be beneficial for her and her family.
Teresita says she experienced true poverty when she was unable to buy medicines for a high fever she recently experienced. Despite taking good care of her and her family’s health, she there some things that are beyond their control. Having insurance will reduce the risk of further financial loss should something unfortunate like that happens again.
Farming at age 58 is a challenge for Rosita, but with her six dependents, this is something that needs to be done. She earns only around $40 a month from farming, that’s if drought does not affect her farm. For her protection, she will be needing insurance.
Ana only earns $60 a month, which is not enough to provide for her family’s everyday needs. Her dream is to get out of poverty so she can build a comfortable home and see her children finish their education. In order to protect her loved ones, Ana Marie would need insurance.
Income is not something guaranteed for Maria Luz. As a farmer, she relies on crop yield, and when drought hits their farm, she gets nothing. If given the chance, she would like to have a job where income is more stable. She also wants insurance so her beneficiary will get financial help.
Because of Delia's disability, she finds her everyday life difficult. Her income is not enough for her family needs, so she wishes to have a stable job and for her daughter to finish college. She wants to get insured to financially secure her family in the future.
At age 62, Emelia still tends to her farm, alone as her husband has already died. She uses her income from farming for her grandson’s education. However, drought would sometimes affect her produce. Also, having been hit by a motorcycle once, she would like to be protected by insurance now, but with her situation, she cannot afford it.
To supplement her family’s source of income, Nelia manages a small store adjacent to their home. She admits that it has been difficult to stock up on inventory because of lack of funds. She knows she won’t be around forever, that’s why insurance will be a great help in providing a safety net for her loved ones.
Cristine is a factory worker, earning only $40 each month. She attests to the unpredictability of work and money, as she has experienced layoffs in her previous job that led to loss of income. Her dream is to eventually put up a small store in front of her home so she doesn’t have to be away from her family. As her family’s income earner, she wants to have insurance to guarantee protection for her loved ones.
Nenita suffered a stroke years ago. Although she has recovered, life still remains difficult for her and her family. She and her husband sometimes cannot afford even their basic needs. Her hope is to one day have insurance to protect whatever little assets her family has.
Marilyn feels that her family's budget is not adequate to feed and support her entire family. This does not stop her from dreaming of owning their own home and for her six children to finish their education. If they would need financial assistance during times of crisis, Marilyn's family will be covered by insurance.
Marieta solely supports all of her children. Her job peeling vegetables does not suffice to feed her kids and put them in school. Sadly, two of them passed away, and she has not emotionally recovered since. If only Marieta had financial fallback such as insurance, her family's burden would be lessened somehow.
Raquel wants to ensure that her grandchildren finish their studies so they can get high-paying jobs. Thus, even at the age of 60, she still works hard, tending their farm. However, due to typhoons that hit the country often, the farm would have no produce at times. Insurance would be of great help to her and her family.
Aurora wasn't able to finish studying, so now that she already has her own children, she wants to make sure to feed them well and to support them in their dreams. If anything happens, being insured will help her accomplish heral as a parent.
Precila's home was destroyed when it caught fire years ago. Their entire savings was spent finding a new place to live in, and the rest of their needs were put on hold. In order to protect themselves from future losses, Precila and her family would like to have insurance.
Mayette used to work as an elevator operator, but when the building she worked at caught fire, she lost her job. She currently has no source of income and relies solely on her husband to send her three kids to school. Insurance coverage will benefit Mayette's family in the event of a natural disaster or any other kind of emergency.
Nolau's hard-earned money went to waste when floods ravaged their home and belongings. However, their biggest and most difficult loss was when his family members perished from the disaster. In order to protect them from such catastrophes in the future, they would need insurance.
Joyce used to be an Overseas Filipino Worker (OFW) in Kuwait, but her employer sent her home prematurely. She was unable to save up enough money when she got home. Joyce now works as a farmer in her hometown, and admits that her income is drastically smaller than when she was in Kuwait. With insurance, her family will have money during emergency situations.
Glyn works hard day in and day out on the road as a trisikad (rickshaw) driver. He stretches his income in order to accommodate his family's basic needs, their children's education, and their budget for emergencies. Having insurance guarantees that Glyn's family will be protected during calamities or other unexpected instances.
Iyln is a teenager with big dreams. When she graduates from college, she wants to enter a profession that will enable to help family and other people with stuck in poverty like they are. She sees herself as the breadwinner of the family, so in case something unfortunate happens to her, she wants to leave her loved ones with enough money.
Earning just less than $10 a month as a member of her local cooperative, Zeneth wishes she had finished
her education so she would have had a job that pays well to send her children to college, something she
herself was not able to do. Insurance would be a great help to her family.
Evangeline is struggling to support her family because she has bone disease and her husband died early due to a tragic event. She wishes to find a job that will help her children to finish school. As a single parent, she wants to feel safe by being insured in case something happens to her.
Nanay Belen lives an indigent life. She's 45 years old and a mother of eight children. She works as a volunteer, but sometimes she earns nothing. However, she motivates herself to work in order to make ends meet and to take better care of her sick husband. She hopes that insurance will lessen her problems.
A housewife, Anabelle has big dreams for his family and home. She wants them to own a solar panel so that they don’t have to spend too much on electricity bills. She also wants her children to finish their education, although she knows that they have a long way to go. In order to ensure her dreams become a reality in the future, Anabelle would need insurance.
Honey Grace had fluid on her chest that needed to be surgically removed. Because of financial
constraints, she could not pay for the hospital bills and incurred debt. She also experienced problem
arranging the funeral of a relative who died unexpectedly. She would like to have insurance this time so
her family would not have another financial problem.
Maria works as a laundry woman, providing her washing and ironing services to members of her local community. The money she makes from her job is not enough to cover them from calamities and other unexpected events. In order to be safe, Maria's family will need insurance for their future.
Kimberly is a mother to three children, all of which are in school. Because she and her husband are both working, there is nobody to take care of their kids when they are away. This causes Kimberly anxiety, on top of the financial burden that she has to carry. Insurance will provide peace of mind to her family should something unexpected happen.
When Melanie was younger, her parents had to stop her schooling because they were poor. She felt that she was robbed of an opportunity to find a stable job because she was unable to get her degree. However, she still feels lucky to be able to now support herself as a housekeeper in her hometown, however small her pay may be. Melanie wants to leave a legacy for her loved ones through insurance.
When she was a kid, Jocelyn had to stop going to school because her parents could not afford the tuition. Now that she has children herself, she wants them to graduate from college. She keeps the dream alive by working hard as an embroiderer in her community. Insurance will be helpful to Jocelyn and her loved ones should something unfortunate happen.
Robert developed a lung disease due to his work in construction. Because his wife works abroad as a domestic helper, he has to take care of their children and earn a living at the same time. While they are currently informal settlers, Robert hopes to earn enough money to buy a house they can call their own. He would also want to get insured for his family's security.
After losing a family member to cardiac arrest and her husband acquiring pneumonia, Melanie realized
the importance of insurance when it comes to financial security. She does not want to leave her four
children with nothing when the unfortunate happens to her.
Kent is a person with special needs who was unable to finish his elementary school education due to poverty. His father unfortunately passed away, so his mother is his sole provider. If given the opportunity to have insurance, Kent and his mother will have one less thing to worry about.
Noe is a trisikad (rickshaw) driver with no fixed income. There will be times when he has no passengers to pick up and therefore would have no money. His family lives in an area where it easily floods even in light rain, so their home has to be constantly repaired. When casualties arise, insurance can protect Noe and his family.
Mary Ann comes from a large family. Due to lack of funds, her parents had to pull her out from school and had her work instead. Her wish is to see her children graduate from college, something she was unable to achieve. Mary Ann says insurance will help ease financial hardships from her loved ones.
Perla was afflicted with leprosy when she was a child, which caused a huge financial blow on her family.
This is also why she could not find a good paying job. Currently, she does embroidery as a member of
her local cooperative, but this does not provide enough income. She hopes to have insurance for her
Roger was unable to finish high school, which is why he wants his own children to finish their education. However, the monthly wage he gets working as a driver is not even enough to feed his entire family. Having insurance will benefit his family in case something happens to him.
Adela's husband used to be the breadwinner of the family, but since he passed away, Adela has had no source of income. Because she in her mid-50s, it is difficult to find a new job. She always worries about where she'll get the money for her daily needs. In situations when money is especially tight, Adela's insurance will help greatly.
Jean works as a househelp. As her family lives with her relatives, she plans on buying their own house and lot in the future. However, it is difficult to save money because her income is not sufficient even for day-to-day expenses. Insurance can provide coverage for Jean's family when something unexpected happens
Marzenith borrowed money from the bank for her family’s onion farm, but a typhoon destroyed it and
they are yet to repay the loan. On top of this, she still has to have their house repaired. With insurance,
she will have one less thing to worry about.
Felicitas earns $120 a month as a weaver in her local livelihood cooperative. She works hard every day in order to keep her children in school. Financial constraints have been a lifelong problem for her, and thus she understands the importance of having a safety net such as insurance.
According to Rolando, being a farmer is extremely difficult. He is prone to illnesses, and his crops can easily be destroyed by typhoons. His monthly earnings of $20 a month are barely enough to buy food and medicine for his family. At the ripe age of 64, Rolando is considering insurance to be the only way to financially cover his loved ones.
Angelito is a fisherman who dreams of having his own boat. He provides for his family bying out to fish every day. He wants to have insurance so that he is sure of the days that will come ahead.
Socorro lost her job at the time when she needed an income the most. At 34, she and her family live with relatives. Although she's okay with their situation, she still aspires to have their own place and a stable job to with it. She also shared that getting insured is a wise decision for emergencies in case it happens to her family.
Nelsie lives in the provinces with his wife Analyn and their children. He is unemployed, which affects his ability as a provider and a parent. During times of emergency, illness or natural calamities, a financial safety net can protect Nelsie and his family.
Mary Jane has to deal with her shortcomings as a deaf person in the Philippines. Aside from living in poverty, she is unable to support herself as employers do not want to hire somebody with her limitations. Mary Jane would benefit from having a financial safety net such as insurance.
Jocelyn is a single parent of four. She works as a street vendor to make ends meet. Typhoon and floods devastated her home, and her family had to temporarily live at an evacuation center. Jocelyn says that insurance can help her during emergencies like the one she experienced.
Ellyn is a housewife and a small-time sari-sari store owner. She wants her children to finish schooling and knows that insurance will be her support in times of crisis, calamity or illness.
Maricel’s husband used to have a job, but due to unforeseen circumstances, he lost his source of income. Maricel has no job either, and admits that it has been difficult stretching the little money they had for their daily needs. Insurance will guarantee that her family will be left with enough money in the future.
Mylene's job as a laborer does not guarantee her enough income to pay for tuition, food, and medicine for her children. She says that poverty has hindered them to live comfortable lives. During times of uncertainty, Mylene will be able to meet her family's needs and protect them financially.
Due to an accident that has left him debilitated, Marcelino lost his job and has been unable to find a new one for a while. His wife is unemployed as well. And while they both receive handouts from their families, they do not want to solely rely on them for help. Marcelino hopes that through the insurance, his family can have a financial safety net.
John Louie works as a tricycle driver as a way to provide for his wife and four children. Because of poverty, some of his kids had to stop going to school in order to work as a means to help out the family.
Nelson's job as a fisherman does not always guarantee profit for him, as it is dependent on the weather conditions and the state of his equipment. When things do not favorably for him, he would home empty-handed. Having insurance will make certain that Nelson's family will live comfortably.
At the age of 32, Jenelyn already suffers from hypertension. Aside from the pain, she also has to worry about the expenses for her medication. She wants to make sure that her six dependents will not go empty-handed if something happens to her, so she would like to have insurance.
Elizabeth’s elementary school education has been a hindrance in finding a stable job. Her only wish is to get out of poverty for the sake of her dependent, her grandchild. Now that she is at a ripe age of 60, Elizabeth wants to have insurance so that her grandchild will live a comfortable life.
Analisa is currently unemployed but tries very hard to find a stable job soon. With no income, she worries about the future of her family in case something unfortunate happens to her and their home. She feels that insurance can give her security.
Evangelista experienced getting ill and being in an accident, and this has caused so much stress for her. Not wanting to have another financial problem for the family in case of unexpected incidents, she would like to have insurance.
Arnel works as a laborer. He has been taking care of his children since his wife passed away. He wants to see his children getod jobs. Getting insurance will help his family in case of unfortunate events.
Immaculada has a simple dream of owning a small, comfortable home for her and her family. At 64 years old, she wonders if she will be able to make that dream a reality, what with the $80 monthly income they make as husband and wife. Should the unexpected happen to her, she wants to make sure that her family receives financial protection.
Michelle is a housewife with a lot on her plate – three of her children have stoppeding to school due to financial constraints, her eighth child has polio which requires constant medical attention, and she is the guardian to all her grandchildren. If given the chance to have insurance, her family will be inod hands beyond her lifetime.
Marjorie gets rice from the farm they own, but due to typhoons that hit the country often, they would
sometimes experience rice shortage and would need to spend more to buy it. She believes insurance
will benefit her family in times of needs.
Maribeth is part of an association that supports financial inclusion and provides livelihood for communities in the province. Through this, she is able to work as a farmer in her town. Her dream is to see her children graduate from their Criminology courses. Should something happen to Maribeth prior to fulfilling that dream, insurance will be able to financially support her family.
Edwin, his wife Leonora, and their two children try to make ends meet with a monthly budget of 5,000PhP (100USD). They hope to start their own small business, as their current jobs do not pay enough. Edwin hopes to get insured for his family's security in the future.
Gina’s simple wish is for her family to eat three times a day, but her income as a weaver in their local
cooperative is not enough as she has two children. With insurance, she does not have to worry about
giving financial problems to her family.
Ester dreams of having a comfortable life. She's the type of person who always looks at the brighter side of life. But when a tragic incident happened, it took a toll on her joyful spirits. When her brother died from a motor accident, her mother became depressed and it worried her the most. Through it all, Ester still believes that there's a silver lining behind the dark clouds if she has insurance.
Losing her mother due to ectopic pregnancy and their farm being destroyed by a typhoon all caused
financial burden on Mary Grace’s family. She had to work while studying just so she could finance her
education, and she graduated eventually. Now a child development worker, she hopes to get insurance
as a financial safety net for her family.
Rowena now works as a housekeeper after the company she used to work for shut down. Her less than $20 earning per month is not enough for her basic needs. Insurance is not a priority considering her condition, but it’s something that she needs for her protection.
Alberto was not able to finish college, but even now at the age of 35, he still dreams of finishing it someday. That’s why aside from farming, he holds a post in his local village so that he gets extra income while serving his community. He’s looking at insurance for financial safety in case of emergency.
Michael mainly works as a trisikad (rickshaw) driver. Whenever menial jobs are available, he takes them up for additional income for his family. These are usually physical jobs with medium to high risk of accidents. Because of the nature of his job, Michael is aware that he needs insurance to adapt to volatile times and cover him in the event of misfortune.
Marlyn earns only $34 a month as a utility worker in their community. She hopes for a better-paying job as she wants to ensure that her grandchild will be able to go to college. As she is already 53 and has hypertension, she wants to be insured for the financial assistance her family will get in case of unforeseen incidents.
Rosalie is a dealer of beauty products. She experienced losing her parents and her house due to a calamity that struck their town. It was very difficult for Rosalie to adjust to the losses she experienced and promised herself that this won't be the case in the future. Rosalie believes that insurance will be beneficial for her children.
Ezra was raised by her grandparents, and when her grandfather died, she had to find a way to bring food
to the table, and that was through weaving. She now works hard to give back to her grandmother who’s
been getting sick because of old age. Insurance would be of great help in case something happens to
Zaldy was a construction worker but due to occupational hazards, he eventually developed tuberculosis and had to quit. His cow-raising barely yields enough profit to send his four children to school, two of which are in college. Zaldy'sal is to set up a more stable business for his family, and to get insured.
Marites was hit by a motorcycle years ago, and she required hospitalization and expensive medicine. This not only caused her family to slide even deeper into poverty, but also cost Marites her source of income. She understands how life can be cut short due to an accident, thus insurance will be of great help to her and her family.
Adelina is unemployed and is actively looking for a job to support her family. Because she suffers from hypertension, she has to closely monitor her health and take medications, which can cost money. Adelina says getting insurance will help secure her family's future.
Felicidad constantly worries about how she can improve her family's quality of life. Although she and her husband Reynato are both working, Felicidad feels they do not have enough money to set aside for emergency situations. Insurance can guarantee that her family will be protected when the unexpected happens.
Cielito is a widower and a mother of six. In order to make a living, Cielito makes rags out of scrap fabric and sells them on the streets. She would stay up at night sewing rags just so she could sell them, the profit of which is barely enough to feed her children. Having insurance will benefit her family in case something happens to her.
Gennine is a working student, taking part in the local livelihood cooperative as a handicraft weaver while in college. She previously had to stop going to school due to financial constraints, and worked as a nanny. Because life is difficult for poverty-stricken families like hers, Gennine aims to have insurance as a means to provide a good life for them.
Welnafe’s short-term goal is to save enough money to earn capital for her weaving business. However, this has been difficult to achieve because she has to prioritize her children’s needs. In case something happens to her, Welnafe’s family will be in good hands with insurance.
Nilo's dream for himself is to have a stable job that pays enough for his family's needs. He also wants for his children to finish their education. Sadly, he had to make necessary sacrifices so their family can stay afloat financially. Nilo and his loved ones can benefit from any kind of financial aid.
Nena washes and irons clothes for a living. One of her children unfortunately passed away, and her other children do not to school. Her home was destroyed by a fire, and was subsequently flooded due to a typhoon. Nena hopes that insurance can significantly lift the financial burden of her family in the event that something unfortunate happens.
When Irene’s husband passed away, her family lost their sole provider. Today Irene is a housewife, trying to make ends meet for her nine dependents. Having insurance will guarantee financial stability for the people who depend on her once she is gone.
Julius works in construction. Years ago, his home was devastated by a tropical storm, and they still have not fully recovered. Hisal is to earn enough money to buy a new house for him and his family. Julius hopes to get insurance for his family's peace of mind.
Sarrah was able to finish high school, but decided not to push through with her college education and instead worked as a weaver to augment their family’s finances. Her $60-a-month income is small, but she has to make the most of the blessings given to her. Sarrah wants to live life knowing that she helped protect her family financially.
Emma’s family met a tragedy when one of her children got struck by lightning and was killed. This unfortunate incident taught her that financial security is important during emergency situations. Emma is aware that time is not on her side, thus she wants insurance to cover her family financially.
Rosenita's family relies on her husband's earnings, which is not enough to feed all of them. Because of this, her family struggles financially. Rosenita hopes that she will be blessed with insurance as this can guarantee security for her and her loved ones.
Floresta is a housewife. She experienced losing both her parents on the same year. It was difficult for their family to cope both emotionally and financially. Floresta believes that with insurance, her family's future will be secure.
Johnny says that simple daily needs like food and water are a struggle to have for his family. He is currently unemployed, so his wife Evelyn is the breadwinner. However, her P2,000 ($40) a month salary is not enough. Any form of financial help such as insurance will benefit Johnny's family.
With not enough income as a lace maker, Candida struggles to buy medications for her heart disease.
Despite this, she does her best to provide for her children, so they don’t end up like her who did not
finish school. Insurance would be a financial safety net for her family in case something unfortunate
happens to her.
Ramlie considers his children's education to be of utmost priority. He wants his kids to study and graduate, unlike him who was unfortunately not able to get to high school level.
Anna Liza is a housewife. She was not able to finish her education and realized how important education is for anyone. In turn, Anna Liza would stop at nothing to make sure that her children get education and get stable jobs in the future. She feels that insurance is a step closer to that dream.
Geronimo suffered depression after the death of his first child due to a serious illness. He now strives hard as a farmer to protect them from similar emergencies and other unanticipated problems in the future. Geronimo hopes he could have insurance coverage so that when something happens to him, his wife and children will be covered.
Ricky's child was confined in the hospital recently, their bills amounting to more than they can afford. Because his work as a trisikad (rickshaw) driver is not enough to pay for hospitalization and medicines, he struggled to make ends meet. He wants to have insurance so that this will not happen to his family again.
Magdalena washes clothes of other people for a living, but since this is an informal job, income is not
guaranteed. Sometimes she earns just less than $6 in a month. She hopes to have insurance for her
protection, especially because she lives in a place frequented by natural calamities.
Vicente’s four children depend on his income as a farmer to sustain their needs both at home and at school. However, he met a motorcycle accident years ago, which left him immobile. His family ran out of funds because of it. To avoid further financial problems like this in the future, insurance for Vincente will be a great help.
Mercy is a housekeeper. Her small income is not enough to meet her family's needs. She believes that insurance will be a financial safeguard available to her in case of emergencies.
Lea is currently unemployed. She had to resign from her job to take care of her children and is now finding it difficult to look for a new job. She feels that insurance secures their future, most importantly her children's.
Nasroden wants to give his children a comfortable life, so he works hard as a sidewalk vendor daily. Not all of his 12 children are able to study, but he hopes to eventually save enough money to put them back in school in order to finish their education.
Estrella is a farm laborer in the province of Iloilo. The income she receives varies depending on the day's harvest, so there will be days when she earns nothing at all. When this happens, she would have no money to buy food for her eight children. Any financial assistance will be of great help to Estrella's family.
Bebelyn is a housewife and mother of six. She hopes to see her children finish school, but because their finances are limited, they have to adjust and make sacrifices. When her childrent sick at the same time, Bebelyn was forced to borrow money just to pay for the hospital bills. Insurance can grant her and her family financial security in the future.
Ana suffers from heart disease, while her husband, who had leprosy, got into an accident in the
hardware store where he works for. With what they are experiencing, insurance would be of great help
as it would provide financial security for the family.
After losing the brother who was supporting her financially, Imelda struggled with her finances, as her
income being a weaver is not enough for her family’s needs. For her, insurance is a necessity in case of
unforeseen circumstances, but she does not even have enough for basic needs.
Jennifer and her husband Roland work hand-in-hand to make ends meet on the daily. But with their combined efforts, they only manage to take home $40 each month. She says times are difficult, now that the prices of goods are much more expensive. She wants to provide financial protection for her family, and she can achieve this by having insurance.
Joel was one of the million Filipinos who had to work abroad to provide for their family. Financial problem started, however, when he returned home and could not easily find a new job. Now a farmer and an auxiliary police officer, he dreams of a better life for his family, and a part of that is being insured so his family will have something in case of emergency.
Roselyn works as a housekeeper and also runs a small convenience store as means to earn money for her family. No matter how hard she works, it is still very difficult to save up for a rainy day. Insurance will help reduce further financial risk when the unexpected happen to Roselyn or her loved ones.
Mohaimen is a sidewalk vendor in Davao. His wife was brought to the hospital due to pulmonary complications. Because their hospital bills had skyrocketed, they sold off almost all of their possessions.
Rosanna is a housewife and mother of five. Their home and possessions were destroyed by a fire years ago, and they had to live under a truck for temporary shelter. She does not want this to happen again – insurance can greatly help cover them financially during such situations.
Jessette admits that times have been tough ever since she lost her job. Now she is a homemaker, taking care of her children and husband, and helping out in however way she can. Having insurance will provide Jessette and her family peace of mind.
Having fallen from hard times, Virgie struggles to provide for her family. Her husband had to stop working, and all of their eight children quit school because of poverty. They live in a shanty so small they have to sleep sitting down because they have no room to lie down. Virgie would like to have insurance, but cannot afford it.
Juggling being a mom and working as a weaver in their local cooperative is a struggle for Irene, but she
still does her best so she can fulfill her dream of having her three sons finish their education. But just in
case something unexpected happens to her, she would need insurance for her children to still have a
When Elena’s husband was stricken with a serious illness, she realized the importance of having insurance. Because she is nearing senior citizenship, she feels that it’s about time to prepare her children and other loved ones should something unexpected happen to her.
Joselito works as a farmer in the province. His monthly stipend of P4,500 Pesos is barely enough to feed his family. On top of that, he has a heart and kidney ailment which means spending on expensive medications. To make sure that Joselito's family will be covered in the event that something happens to him, he will need insurance.
Joy is a wife and mother of nine. She and her husband Dante struggle to provide their children not only with their basic needs but also with their education and daily school allowance. They would sometimes sleep at night with an empty stomach because they have no food to eat. Insurance can help support Joy's family and give them peace of mind.
Ronnie'sal is to alleviate his family's poverty and improve their quality of life. A high school graduate, Ronnie works as a trisikad (rickshaw) driver in his hometown. He has experienced his fair share of unfortunate events, including seeing his home destroyed during a heavy typhoon. He hopes that with insurance, his family is covered during times of crisis.
Ramil creates decorations out of seashells for a living. His job does not earn him enough profit for his family, so they have to tighten their belts when they cannot eat three meals per day. Ramil has also accumulated debt throughout the years, which he finds difficult to pay off. Insurance can provide his family aod life and help them out in times of emergency.
Jennelyn works at their local market peeling vegetables. She says the money she and her husband earn is not enough to get them through the day. They do not even have money to fix their dilapidated shanty. She hopes to one day have it fixed so that her children will have a safe and secure home. To further protect the people who matter to Jennelyn, she would need to have insurance.
Meliza is a high school graduate, but because of circumstances, she could not find a job. She instead chose to become a housewife to take care of her children. Because life does not offer any guarantees, Meliza hopes to have insurance to financially prepare her husband and children.
Micheal's family has struggled to keep afloat financially with the meager income he receives as a tricycle driver. With all of his six children in school, he works day and night on the road in order to pay for their tuition and daily needs at school.
Anacleto is a construction worker. A widower, he dreams of helping his children get through life. His children, who were heavily affected by the passing of his wife, made him realize the importance of insurance. He feels that by having insurance, he can provide a secured future for his family.
Due to Mary’s work as a farmer, she constantly suffers from body pains, cough and colds. Unfortunately, she is unable to seek medical help because money is scarce. She would rather spend it on food and shelter for her family. She wants to have insurance so loved ones will not have to go through the same difficulties she has.
Nidos home was devastated when it caught fire, completely destroying his familys possessions. They were forced to start from scratch with no money or shelter. He hopes to start his own business to augment his income as a driver.
Alvin is a welder's assistant by trade. His wife Marites suffers from hypertension, so Alvin's wages mainly towards her maintenance medicines. He hopes that the insurance can support the needs of his wife and four children in the event that something happens to him
Because of her husband's death, Evelyn had to work twice as hard to provide for her children. There would be days when they would skip meals because they didn't have enough money for food. Through having insurance, Evelyn will be able to provide a comfortable life to her loved ones.
Teresita and her family have encountered hardships during the past. Their home was destroyed by a storm, her husband Alejandro lost his job, and her relatives passed away. Because she knows that unfortunate events can happen at unexpected times, Teresita feels that insurance can guarantee her family a safety net.
Elizabeth and her child met an accident when they were hit by a vehicle while crossing the street. This led to expensive medical exams and other hospital bills that they could not pay for. Elizabeth realized then that insurance is important to cover her family during emergencies such as the one they experienced.
Jesusimo works as both a driver and farmer, doing either one when he has the time, or if he needs additional income. He had to sell his tricycle, one of his sources of income, in hopes of starting a small business. Jesusimo wants to lessen his family’s hardships by having insurance.
Losing her mother at an early age had a huge impact on Eleonor not only emotionally. She also had to
stop schooling because her family could no longer afford it. Now working as a weaver, she hopes to
improve her craft so she can get better pay to fund her child’s education. She needs insurance in case of
Romulo works two jobs: he is a driver in most days, and he works as a fisherman when weather permits. He hopes to one day get his entire family out of poverty, and live a comfortable life. With insurance, Romulo guarantees that his loved ones will be inod hands.
Jaclyn works as a utility woman. Her salary is not enough for the needs of her three dependents, and this has been giving her financial problems. With debts she is still yet to pay, she cannot afford to have insurance though she knows its importance.
Analyn used to work as a housekeeper, but she currently is unemployed. She had to pull her children out of school because of poverty, and they had to focus on meeting their daily needs instead. Analyn needs a financial net in the form of insurance to support her family in case of emergency.
Aidolor has been through a lot – she fell into a debt trap and suffered from depression. She’s slowly
getting right back on track, something she needs to do as she wants her children to finish school and
have a bright future. Insurance is something she knows would be helpful but could not afford with her
income as a housekeeper.
Dolores works part-time as a member of an auditing committee, but acknowledges that this does not provide her family financial security. It has been difficult juggling motherhood and her job, but she says her children are still her priority. Insurance will guarantee that Dolores’ surviving loved ones will have financial aid in the future.
Rocelyn’s income from her weaving business is unpredictable: her items can be sold out in one day, and in the next day nobody will buy from her at all. Just like her business, life can also be unpredictable, which is why Rocelyn wants to have insurance.
Gliceria’s $40-a-month wages from her weaving business is not enough to sustain the needs of her family. But she has no room to complain, as she is the sole breadwinner of the family. She says she tries to make ends meet for the sake of her loved ones. Gliceria says insurance will provide a financial safety net in case of emergency.
Ana Lourdes depends on the P300 per day that her husband brings home. As a housewife, she prepares the budgets for her family's daily needs. Ana wants to see her children finish school and become successful someday.
Jaypee was in an accident years ago that have left her with a troublesome spinal injury. Though she has recovered, she still needs daily maintenance medicines. One of her children, Joseph, had to stop school because Jaypee has not enough money to pay for his tuition. She wants to get insured for her family's financial security.
Weneliza and her husband Jeorgie work hard to make ends meet. The former works as a seamstress, but she only earns money when there are clients who need her services. Otherwise, she would not have any money for her family's provisions. Any kind of financial assistance will be appreciated by Weneliza and her family.
Mary Jane, 45, married at an early age and now has 13 children, all of which she wants to send to
college. However, with less than $40 income per month, that might just be a dream for her. With
insurance, she will not leave her family empty-handed in case something happens to her.
Gina wanted to earn a degree in college, but due to financial constraints, she had to settle for a high school educational attainment. She and her two children rely on husband Ariel, whose meager salary of $100 per month cannot sustain all of their needs. As a wife and mother, all she wants is to see her family be financially stable.
Gemma’s work as a weaver allows her to provide for her family’s needs, but when there is no one buying her handicraft - (fabric), she is left with plenty of supply and no money at all. They would sometimes not eat for a day because they had no money to buy food. During emergency situations, Gemma feels that insurance will help cover her husband and children.
Julieta had leprosy when she was younger, and though she has fully recovered, the stigma made people
avoid her, and this affected her chance of looking for work. Fortunately, a local cooperative accepted
her, but her income is not enough for her family. With insurance, she will have a financial cushion for
Corazon helps her husband provide for their family by joining the local cooperative as a weaver.
Knowing the importance of a college degree to get high-paying jobs, she hopes for her children to finish
college, something she was not able to do because of financial constraints. Insurance is something she
believes will benefit her family.
Alan was previously a construction worker but had to quit in order to be a tricycle driver because the income is bigger. However, this is still not enough to feed his entire family, send his kids to school, and pay the bills.
Because Sharon comes from a poor family, she had to work part-time in order to pay for her education. She is a weaver and laundrywoman to support her husband. Insurance is a priority for Sharon, because she wants her loved ones to have enough to support themselves in the future.
During the hotter seasons, Retchie’s crops in his farm would wilt and die, This causes a major loss in his supply and income. It also means insufficient money to bring home to his family, something he has a constant fear of. His goal is to provide financial protection for his loved ones long after he is gone.
Myra is one of the lucky ones to be able to reach college-level education. She works as a weaver, earning only $100 a month. According to her, this is not enough for her children’s school supplies, daily meals, and medicine. In the event of her passing, Myra’s children will be covered with the help of insurance.
According to Estela, her below minimum wage salary makes it impossible for her and her family to eat three proper meals a day. She also doesn’t have the financial capacity to tend to all of their medical needs. Estela realizes that she won’t be able to support her family forever; insurance will be able cover her loved ones in the event of her passing.
Antonio's home was destroyed during a storm years ago. He says his family had nothing to eat or drink, and they had no electricity. Even though they have slightly recovered from the incident, they still live in poverty. When other calamities affect Antonio's family once more, insurance can cover them.
Erlinda spends her time cleaning the streets as a street sweeper. She dreams of seeing her children graduate and become successful. She believes that with insurance, she is securing her children's future.
Eloise's family dealt with a traumatic experience in the past. They were affected by a tropical cyclone that destroyed their home and left them with nothing. They have slowly been rebuilding their home since then. During times of emergency, Eloisa's insurance can guarantee financial assistance for her family.
Justin dreams of working abroad where jobs pay higher so he can support his parents. While waiting for
that opportunity, he is working as a weaver in their local cooperative. As his place is prone to typhoons,
he needs insurance as protection.
Rafael is a differently-abled father with three dependents. He used to work as a carpenter and painter, but because of his limitations, he currently has no source of income. He dreams of having a simple and comfortable life for his family. People like Rafael can be greatly aided by insurance.
Jocelyn juggles her three roles as a mother, street vendor (store vendor) and weaver – all of these as a way to support her family and their needs. At 54, she suffers from more frequent physical pains, but she has to persevere in order to earn money because they have an outstanding loan balance. Jocelyn wants to keep providing for her family long after she’s gone with the help of insurance.
Reagan is a vegetable vendor who hopes to earn enough to send his two children to a reputable college. He says that providing a better future for his children is important to him. Reagan's family is currently renting a living space, and aims to buy their own property eventually. He says that through insurance, he is giving hope to his family.
When Adelene was younger, she had to quit her high school education because her parents did not have enough money to pay for her tuition. Now at 37, she aims for her own children to finish their schooling. Adele works hard as a weaver in her community, but admits money is difficult to come by these days. In the event that something happens to her, she hopes insurance will cover her loved ones.
Melanie was unable to finish high school. This has affected her chances of finding a source of income. She hopes to help get her family out of poverty in order to improve their quality of life. In the event of loss or damage to property, insurance can help Melanie and her loved ones get back on their feet.
Emily is part of a livelihood cooperative in her community, working as a weaver. She earns only $30 a month, and admits that it is not enough to sustain their everyday needs. She wishes to see her youngest child finish college and find a stable job. Emily says that insurance will help alleviate hardships should something unexpected happen to their family.
Eulyn is a 20-year-old housewife residing in Manila. Because she and her live-in partner started a family early in life, her education had to stop. In spite of the challenges she faces as a young mother, Eulyn continues to believe that she can have a better future. Through insurance, she can still aspire to have a blissful life for her family.
Myra was diagnosed with soft tissue sarcoma, a type of cancer, which rendered her unfit for certain jobs. She was also buried in debt because of her medications. All she wants now is a farm where she can get food or a small business that she can manage. Given her condition, insurance would greatly benefit her and her family.
Joemarie works two jobs in order to earn money – he is a trisikad (rickshaw) driver during the weekdays, and sells seafood at the market during the weekends. He says taking up two jobs is crucial if he is to support his wife and children. Acquiring insurance would mean peace of mind for Joemarie and his family in the future.
Like most mothers, Viola’s wish is for her child to finish schooling. Thus, she works hard as a manicurist, earning around $55 per month. However, her work is sometimes affected by her hypertension, which also affects her income. Currently the only one working in their household, Viola needs insurance for her protection.
Crisologo was fortunate to have graduated from high school, unlike most people in his community who barely finished their grade school. However, he still holds a menial job as a chicken vendor and could not provide enough food for his own family. Insurance can help Crisologo's family, especially during times of emergency.
Hazel was fortunate enough to finish college, but her heart condition keeps her from getting a job that
would have helped her family. She has to spend on her medications and has to go to the hospital for her
shots. With her condition, she really needs insurance.
Ruben works as a tricycle driver for a living. His family's old home in their province was affected by a strong typhoon. Instead of rebuilding it, they moved to a new city to start fresh, but they have found it difficult to adjust financially.
Lucia is a helper from Manila. Her salary is not enough to sustain the 13 dependents in her family. Her wish is to find a stable job for her children and have insurance to protect her family from calamities and disasters since they are living in a dangerous place, near the ocean.
Josefina suffers from diabetes, which she has to keep in check with maintenance medicines and hospital consultations from time to time. Because she has no job, she and her children and grandchildren rely solely on her husband's income. With a financial protection plan, Josefina and her family can rest assured that they will be covered during times of emergency.
Nilane's town was ravaged by a strong storm, which destroyed their home. Because they live in poverty, they cannot always afford their daily needs, let alone repair their dilapidated shelter. To prevent financial burden brought about by future calamities, insurance is vital for Nilane.
Mary also dreams of her children finishing their education, just like other moms, but with a monthly
income of less than $30 from weaving and with seven dependents, this will be a very challenging feat for
her. She hopes insurance would help her family in case something unexpected happens.
Concepcion only reached high school because her family could not afford to send them her to college.
She hopes to break this cycle, so she works hard to send her children to school. However, with minimal
income as a weaver in their local cooperative, she still has a long way to go. With insurance,
Concepcion’s family would be protected in the event of an accident.
Amalia’s husband was the breadwinner of the family until he unexpectedly suffered a stroke. This subsequently led to loss of their sole source of income. Amalia had to make ends meet by working as a weaver, earning only $30 each month. Learning from life’s lessons, she wants to be insured so that when something happens to her, her family will be provided for.
Marites tries her best to put her two children to school even if she doesn't have a permanent job. For her, having insurance will help secure her children's future.
Her home being destroyed by the typhoon and having a lung disease were just some of the challenges
Bernarda had to go through earlier in her life. She needs insurance in case something unfortunate
happens again, but she earns only less than $20 a month as a lace maker, and she would rather spend it
on basic needs.
Ernesto works as a rickshaw (trisikad) driver in the province. His monthly salary of 1,500PhP (30USD) is not enough to make ends meet for the people who depend on him. Tropical storms ravaged their home, and they have found it difficult to get back on their feet since. During times of emergency for Ernesto's family, insurance can ease their burden.
Vernie is a construction worker by trade. He and his wife Ivy work hard every day to feed their children. He admits that the lack of money forced him to pull his children out from school, but hisal is to eventually provide education for them once again. Vernie hopes that insurance can provide a financial safety net for his family.
Reynaldo says that his family barely has enough for their daily needs. Because he has no source of income, he hopes to find a permanent job that can provide for him, his wife April, and their children. Reynaldo wants to be prepared for whatever comes his way, and insurance can help in that regard.
Syrel’s family has a farm where they would get the food they eat daily, but since typhoons hit the
country on a regular basis, maintaining a good produce is difficult. She works as a weaver to augment
their income. With insurance, she hopes to have financial assistance when in dire need.
Due to upredictable weather conditions, Normelita’s work as a farmer can be difficult. Aside from the spoiled crops, her health is compromised as well. These factors affect her ability to earn money, and she admits that it is difficult to stretch the little amount of cash she has. Insurance will help alleviate the financial problems Normalita’s family may face in the future.
Safronia says her family's poverty has taken a toll on her not only financially but emotionally. She experienced depression when she lost her baby during pregnancy and when their home was destroyed during a typhoon. Safronia says insurance can give financial assistance to them during calamities and other unexpected situations.
Marilyn suffered from high blood pressure last year. She's 55 years old and has 10 children. What she didn't like most about her condition was spending for medicine. She wishes that instead of putting her money on medicine, it would have been better to spend it on her children's education. She thinks that insurance will be a great help to someone like her.
Sherwin used to work in construction, but had to quit when he was involved in an accident on-site. Because he has no source of income, he and his wife struggle to pay for their children's education.
Hielyn is unemployed. She has been jumping to one job from another due to changing times. This makes it difficult for Hielyn to make ends meet because prices ofods are rising all the time. She wants to have electricity in her house and a business in the future.
Ely’s work as a housekeeper does not earn her enough money to sustain her family’s needs. She tries to allocate her most of her $100-a-month salary towards her children’s education, and hopes that one day she will see them graduate and have a stable job. She’d like to have the financial safety net that insurance offers.
Helen is a housewife who finds it difficult to make ends meet. Her only dream is for her children to finish school and get nice jobs, but she's afraid that this will not happen if something bad happens to her. She feels that insurance will secure that dream.
Mayo’s family was displaced after a strong typhoon destroyed their home. Also a leprosy survivor, she
works hard as a lace maker to fulfill her dream of sending her daughter to college. She realized the value
of insurance when her sister-in-law died of cancer. She would like to have insurance so her dream for
her daughter would still happen even when she’s already gone.
Marcelino works as a part-time gardener, which means that he does not earn consistent wages throughout the month. He pays for his four grandchildren's education because their father, Marcelino's son, has no stable source of income as well. Having insurance will be a big help to his grandchildren when the time comes.
Due to financial problems, Samuel had to leave his mother and brother behind and work in the city. He says being apart from his loved ones was difficult, but he had to do so as their sole provider. Because his family depends on him, Samuel will benefit from having insurance.
Rogelio is a construction worker. His wife Leonela has hypertension, which she needs daily maintenance medicines for. His son used to help him earn money, but when the former met a work-related accident, Rogelio had to work twice as hard to provide for his family. He is aware of the possible accidents when it comes to construction work, so he feels that getting insurance will secure his family's future.
Mary has to balance being a mother and a househelp every day. She receives little income, which she has to stretch in order to pay for her children's education. She hopes to see them graduate from college in the future. For Mary, insurance is important to guarantee her family's financial security so that they can live comfortably.
A taxi driver, Amer says there will be times when he would earn a lot while there are some times when passengers are extremely limited or none at all. He works hard to be able to pay for his children's education. Amer hopes to get insured to help out his family especially during times when one of his loved ones falls ill.
Vivencia helps out her husband Juanito in financially providing for their children. However, the price of goods and school tuition are constantly on the rise, and Vivencia admits a feeling of helplessness at times. She fears that pressing problems might unexpectedly come up because they have not saved up for emergencies at all. Vivencia’s family will greatly benefit from financial assistance in the form of insurance.
Julius works as a tricycle driver. His dream is to own a four-wheel public vehicle like a jeepney so he can earn more for his family. He also wants to save up for a house of their own, as they are currently living with relatives and do not have their own property. He wants to get insurance for financial security, but he cannot afford it.
Typhoons would destroy Mary Ann’s small farm every now and then, affecting their yield. Their farm is
where they are supposed to get their rice, a staple Filipino food. With her income from weaving not
enough to put food on the table, she would need help in having her own insurance.
Fe experienced not having enough food on the table after the crops in their small farm was destroyed by
a typhoon, something that visits the Philippines often. This fact made her realize the importance of
insurance, especially that she has three children.
Anabil was not able to to college because of her family's financial problems. She makes and sells rags to make ends meet. She is deep in debt since their home was devastated by a typhoon years ago. She hopes that having insurance can cover her family's expenses during calamities like the one they experienced in the past.
Emmielord dreams of having her own business someday so she can have more income, as the $30 she earns monthly being a member of her local cooperative is not enough for her family’s needs. Given their situation, insurance would greatly help them.
Irene's four children rely on her for their needs, but she is currently not earning any money. Ever since she lost her job, she has been unable to provide for them. They had to stoping to school because she did not have the capability to pay for tuition. Insurance can cover Irene's family in the future in case something happens to her.
Geralyn comes from a large family with little means to survive, and so her parents had to pull her out of school in order for her younger siblings to finish theirs. She aims to go back and finish her degree, but she does not have enough money to pay for her tuition. No matter what happens to Geralyn, with the help of insurance, her loved ones will have peace of mind.
Marites experienced depression when she and her husband Danilo could not afford their children's education and therefore had to pull them out of school. They are trying to manage their budget so that their children can study once again. If Marites has insurance, she and her family can finally focus on their basic needs instead of worrying about unexpected events in the future.
Christine’s wish is to see her children finish their education, something she was unable to achieve herself due to poverty. If she is given the opportunity to have insurance, her children will be financially stable in the event of her passing.
Gelyn’s husband lost his job, and her income as a weaver, around $56 per month, is not enough for the
needs of her three children. Until her husband finds work, she has to do her best so she can send her
children to school. She would like to have insurance but cannot afford it currently.
Despite difficulty with his mobility, Benjamin still works as a farmer just so he can provide for his family. Having already lost his wife and a child, he knows the importance of being financially prepared in times of the unexpected, so insurance is something he would like to have.
Lydia lost her husband due to an illness, so she had no one to help her raise their son. With unstable
income as a dressmaker, sometimes just $6 a month, everyday is a struggle for her. With insurance,
Lydia would have one less thing to worry about.
Leo is a tricycle driver, but he says his income is not enough. He wants to get himself and his family out of poverty and for his children to finish their schooling. He would also like to transition to a job that will pay more so that they could have more money to spend on their children. Leo wants to have a financial safety net if anything unfortunate happens to him.
Jolly says that because she and her husband got married and had children early, they were unable to save up money. Now 50, Jolly tries to make ends meet by working as a housekeeper, earning only $60 each month. Because six people are depending on her, it will be difficult to adjust once something unfortunate happens to her. This is why Jolly would like the financial safety net of insurance.
Merlyn lives in the province with her husband Virgilio. They struggle to meet their daily needs as they are both unemployed. There would be days when they would starve because there was no food for them to eat. If the unexpected happens to Merlyn in the future, her family would be inod hands if she had insurance.
Amelita and her husband Romie work together to make ends meet. Because they do not earn enough to sustain their needs, they resort to borrowing from relatives and loan sharks. Amelita admits that she is deep in debt, and does not want her children to be burden by this in the future. Financial coverage in the form of insurance will help her family should something unexpected happen.
Edita finds it difficult to walk due to her swollen legs, and this frustrates her because she could not help
her family. Though she earns from weaving for their local cooperative, this is not enough, especially
since she supports her nephew’s education. With her condition, she would need insurance.
For half of her life, Irene has been volunteering for the community. Now at 41 years old, working as a volunteer would never suffice for the needs of her family. And as a mother of three, her priority is the health and education of her young children. She hopes that getting insured would help her in the future.
Rosally raises hogs as a living and at the same time works as a health worker for their community just to have enough income for her family. Eventually, she wants to have her own business – an agricultural supply store. She wants to be insured in case of unfortunate events for the sake of her five dependents.
Susana is a housewife with dreams of seeing her children graduate from college. She and her husband are currently unemployed, so they both struggle to provide their family's basic needs like food and medicine. Their kids are still toddlers, so their needs are higher. Having insurance will be of great help in providing financial stability to people like Susana.
Just like other mothers, Liezel wants to ensure that her children would finish their education. However, earning only around $60 a month, she finds it difficult, especially since part of the income she gets goes to her rheumatism medications. She would like to have insurance in case of emergency situations.
Regina is unemployed. Her family was deeply affected by a natural disaster once, which destroyed their humble kubo (house made from bamboo). Regina dreams for her children to finish schooling and on to haveod and stable careers. She knows that insurance will help people in dire times of need.
Terencia was not able to finish elementary school, so her dream is for her children to graduate from college. Because she is unemployed, she has no financial means to bring her kids to the hospital and buy their medicine when they get sick. Insurance can save her family financially when the unexpected happens.
"When Melanie was younger, her parents had to stop her schooling because they were poor. She felt that she was robbed of an opportunity to find a stable job because she was unable to get her degree. However, she still feels lucky to be able to now support herself as a housekeeper in her hometown, however small her pay may be. Melanie wants to leave a legacy for her loved ones through insurance."
Evelyn's work as a fish vendor is unpredictable. Some days she would have plenty to sell when the catch is bountiful, while there are days when she sells none at all. She has to borrow money from relatives so her four children could take public transportation instead of walk all the way to school. Evelyn says she wants to have insurance, but she simply cannot afford it.
Nelson was not able to graduate from high school, so his dream is for his eight children to finish their education. His fish vending business does not always yield him enough profit, but he strives to bring home money when he can. Providing insurance coverage to benefit his family would give him peace of mind.
Evangeline and her partner try to make ends meet day-to-day, but the former’s income as a housekeeper is barely enough. They have to stretch out their money to help not only themselves but their extended family as well. Evangeline is young at 22 years old, but the unexpected can happen at any moment, and insurance will financially support her family in that regard.
Doris is a Housewife. She notices that, lately, she has been getting sick a lot which she presumes is because of the changing climate. She dreams of seeing her children marching on their graduation day. She sees insurance as a way of being stable for whatever the future has to offer.
Melinda and her husband earn less than $100 a month. Aside from weaving, they have a rice paddy and a small animal farm as sources of income. However, typhoons ruined their crops and killed their animals, resulting in loss of their investment and income. Insurance will guarantee that Melinda’s surviving loved ones will have financial aid in the future.
Noemi and his husband Christopher struggle to make ends meet, especially with her hearing impairment. Her inability to provide for her family has taken a toll on her confidence and self-esteem as a mother. To prevent further financial and emotional burden, insurance would be beneficial for Noemi.
When Dandy's father passed away, he and his siblings were forced to quit school. His professional experience has been limited because he was not able to finish his elementary education. He is currently unemployed and is unsure about his family's future. A littlees a long way, and if given insurance, Dandy's family will be able to keep their head above water.
Felix's home is on a piece of land that's not theirs, and there have been numerous times when the owners would kick them out, leaving them no choice but to live on the streets. His children and grandchildren have been affected by this, as they have not been able to continue their schooling. Any financial assistance will help Felix and his family get by.
Madeline Nobles had to stop schooling due to financial constraints, so she was only able to reach high
school. She hopes for her child’s fate to be different, so she’s looking for a permanent job that would
help her send her daughter to college. After experiencing financial problems when she was hospitalized
to undergo surgery, she learned the value of insurance, so she now wants to have one.
Rhaman is a husband and father of two and works as a driver. Tropical storms destroyed their home, which they are still rebuilding slowly. Rhaman feels that his income is not enough for him, his wife, and his two children, but works hard to provide for them daily.
Jurico has seven family members depending on him, yet his job in construction does not guarantee him stable wages. He says it becomes more difficult when one of his children falls ill, as he has not enough money to get them hospitalized. Jurico says his family will greatly benefit from any financial help granted to them.
Marites feels that her lack of formal education is a setback for her working career. Currently, she is unemployed and has not found work for some time. Despite this, she remains hopeful about her family's future. Because times are tough and unfortunate things can happen anytime, providing Marites with insurance will give her and her family one less thing to worry about.
Myrna, who suffers from hypertension, had to quit working in order to manage her symptoms and get better. Because she and her husband have no money, her children were not able to to school. If given the opportunity to have insurance, she and her family can finally afford to live worry-free.
Gemma and her siblings were unable to finish their education due to poverty. Now at 40 years old, she admits that her lack of educational background has been a hindrance to earning sufficient money for her family. Should something unfortunate happen to Gemma, she wants insurance to provide them peace of mind.
At 62, Merlyn is unable to slow down and enjoy her remaining years. Poverty has forced her to work for days on end as a farmer and weaver in her small town. Should something happen to her, Merlyn wants her family to be financially set.
Rolando had a heart-related illness years ago, which forced him to quit his job to recuperate. He has been unemployed since then. Hisal is to be able to provide food on their table, see his children finish school, and for them to be healthy and free of sickness. Rolando would like to have insurance, but he cannot afford to get one for himself or his family.
Amor's husband used to be a factory worker, but he lost his job when the company he worked at went bankrupt. As this was their family's only source of income, they had to pull out their children from school because they could not pay their tuition. In case something happens to her, insurance can greatly help Amor and her family.
During a terrible cyclone, Elizabeth's home was destroyed, leaving them without a roof, electricity, food and water. They could not afford to buy wood and other materials to renovate their home, and despite the localvernment's help, it took their family months to recover and move on. With insurance, Elizabeth's family will have financial protection from what lies ahead.
Eden lost her job and now just gets her income from weaving as a member of their local cooperative.
With less than $30 monthly income from weaving, her dream of giving her child a bright future is a
challenge. She also suffers from heart ailment, so she wants to get insured in case something happens to
Vivian is a vendor. Her husbandt ill and had to stop working, which impacted Vivian's family big time. She had to work twice as hard to sustain her family's needs. Vivian dreams of seeing her children graduate and get stable jobs. She feels that by getting insurance, she secures her children's future.
Merlita, a widow, works as a housemaid. She has tuberculosis, so on top of providing for her family, she needs maintenance medication for her condition.She believes that by having insurance, she secures aod future for her children.
Rose is one of the women working for their local cooperative to augment their family’s income, and with
six dependents, she really needs any additional income she can get. After her husband got typhoid fever
and one of her children died unexpectedly, she realized the value of insurance and would like to have
Catherine's home was devastated during a tropical storm in the past. They have rebuilt their home, but since then her family is uneasy every time they feel the slightest of winds. They hope to have insurance so that when a natural calamity hits them once again, they will have the financial capacity to get back on their feet.
Because Marites grew up poor, she had to stop going to school in order to work and support them. Currently, she is a weaver in her local community, the sales from which go directly towards her children’s education. Life can be unpredictable, and so Marites needs insurance should something unfortunate happen to her.
Alreyn is unemployed. She has to borrow money from relatives and friends in order to make ends meet. Aside from providing for her family, she has to buy maintenance medicines for herself. Because of this, she is deep in debt. Having insurance guarantees that her family will have financial stability and would not need to borrow money any more.
Ruthsy's home was devastated by a heavy typhoon in the past. It took them a while to recover as they did not have water, food and electricity for months. When something similar happens in the future, insurance can ensure the welfare of Ruthsy and her family.
Leticia is a kind and loving mother but has no means to support her child. If given a chance, she wants to have her own sari-sari store and wants to get insured for her family's welfare.
Mary Grace, a housewife, dreams for her four children to someday finish their schooling. However, with the minimal wage of her husband, she finds it difficult to meet their daily needs. She wants to be insured so her children can at least have a stable future in case of an unfortunate incident.
Lilia, 64, was hospitalized due to a heart ailment. She no longer works and only relies on her husband for
their needs. Their youngest child is still in school, and her only wish is for her child to finish it and
eventually find work to help the family. Until then, she will need insurance for financial security.
Susana had to endure a lot for her family. Her husband suffered a stroke twice, and their family home was destroyed due to flooding from a strong typhoon. She says she had to become both the homemaker and the breadwinner for her family. Susana says insurance will provide financial protection for her loved ones in the future.
Daisy is a housewife and mother of six. Due to lack of money, all of her children would to school without money to buy food, and would sometimes walk to and from school. She has to stretch her husband's salary in order to make ends meet. During times of emergencies, insurance can provide financial aid for her family.
Antonio's eldest child was hospitalized due to a serious illness, which not only caused distress to their family, but also put them in deep financial trouble. His job as a construction worker is not enough. Insurance can help Antonio and his family get back on their feet.
Christopher is a trisikad (rickshaw) driver in the province. The area they reside in is always flooded even during light rain, which slowly destroys their home and affects their quality of life. He hopes to eventually build a sturdier home for his family's safety. If he is to be granted insurance, Christopher will be able to leave a legacy to her family.
Oscar is currently unemployed. He was able to study in college, but he did not get to finish it due to financial constraints. He says food, tools for home repairs, and even simple necessities such as clothes are something he could not afford. He hopes that insurance can cover Oscar in case something happens to him.
Irene is a farmer in the southern part of the Philippines who earns just less than $40 a month. Since her husband passed away, life has been hard for her. In the event that the unfortunate happens to her, she wants to leave something for her son, so she needs insurance.
Since Nenita’s husband passed away, she had been struggling to provide for her family, her completing only grade school and not being able to find a high-paying job. She knows that insurance would provide financial assistance for her family in case something happens to her, so she would like to have one.
Liliosa is a laborer. Her husband has arthritis, which he needs daily maintenance medicines for. She finds it difficult to afford her husband's medicine with her measly salary that she gets from her job. Liliosa believes that insurance will definitely help her family in securing a brighter future.
Rose Ann and husband Leonito struggle to make ends meet every day. Her weaving business does not always earn her enough money, so when somebody from her family gets sick, she does not know where to get the funds for medicine. If something unpredictable happens, Rose Ann will be appeased knowing that she has insurance.
Vicky says that his job as a poultry seller does not earn him enough money to feed his wife and eight children. Due to lack of funds, he had to pull some of his children out from school. An elementary school undergraduate himself, he knows that education is very important and aims for his kids to continue their schooling. Through the insurance, Vicky hopes to aid in his wife and children's future.
As a part-time job, Nimfa provides laundry services in her community. Her husband, who was the breadwinner of the family, passed away recently. This means that Nimfa has to work twice as hard to make money. She says having insurance can provide benefits for her and her family in case of an emergency.
Elda works as a housekeeper and weaver in her local community, but confesses that her income is not enough to support her family’s needs. Her goal is to earn enough money and have a stable job. Her savings will not be enough to cover her family’s expenses should something happen to her, so insurance will be advantageous.
Christopher is a laborer in the province, taking on construction work whenever needed. Because there are times when work is scarce, his family would for months on end with barely enough to eat. They would greatly benefit from the financial assistance that insurance provides.
Crisanta is a housemaid. As a single mom who provides for her six children, she finds it difficult to meet their daily needs. She feels that insurance will be instrumental in the future for her children.
Lorna is a housewife who dreams of having a business of her own in the future, For now, what she wants to ensure is that she's protected when something bad happens to her, and insurance will do just that.
Rylen was unable to go to college due to poverty, so she had to make the most of the opportunity given to her, working as a weaver in her local livelihood cooperative. According to her, she finds it difficult to make ends meet, even being unable to give her children their daily allowance for school. Rylen wants to prepare them for the inevitable by having insurance.
Helen dreams of having her own sewing machine so she can start her dressmaking business to help her
husband send their three children to college. This also ensures that they have steady income even when
her husband has no work, which already happened when he got into a road accident. Insurance is
something she also hopes to have for her family’s protection.
Mang Urbano is a mango vendor in his hometown of Lipa, Batangas. After his wife had a stroke, Mang Urbano has taken up the sole responsibility of feeding his entire family, sending their children to school, and buying medicines for his wife. He hopes that in getting insurance, he will be able to provide for his family no matter what happens to him.
Reynaldo works as a vendor, delivering blocks of ice to his customers. His eldest child is mentally challenged, so his earnings mostly towards medical expenses. He is also in charge of providing for his other children's education and for the general upkeep of their home. He wants to get insurance for himself, but he admits that he cannot afford it.
Divina wanted a more stable life at 37. Her husband works as a construction worker and his income is not enough for them to have a house of their own. One of her biggest regret in life was when she stoppeding to college. Now, she wishes to continue working for her family so that her child can finish his education. She also believes that getting insured can help her family be protected.
Ricardo is in his 60s, yet instead of enjoying his retirement years, he still works as a laborer in the provinces in order to make ends meet. He and his wife Anita struggle financially on a daily basis, especially since tropical storms ravaged their hometown. For Ricardo, insurance can provide them financial security in the future.
As an official in her local village, Perlita earns allowance, which she tries to stretch for her children’s education. However, she finds it a challenge, especially when her husband lost his job. With insurance, she doesn’t have to worry about her family having financial problems in case something happens to her.
Orlanda works as a part-time tutor, helping school children with their studies. She wanted to put up a generalods store to augment her income, but because their home caught fire during an accident, most of their budget hadne towards rebuilding it. During times of crisis such as fires and storms, insurance can financially protect Orlanda and her family.
Eden is a housewife who does jobs on the side to help with her family’s expenses. She dreams of seeing her grandchildren finish their education and live in nice homes. Another dream is for her to be insured so she’s protected in case of emergency situations.
Cesar was hospitalized for three months due to meningitis, and because they did not have enough money, it was a difficult time for them financially. One of his children also passed away, which brought emotional pain to his entire family. In order to soften future financial blows, Cesar would be needing insurance.
Vilma has to work for the education of her two children alone after her husband could no longer work
due to a motorcycle accident. Because her father died due to prostate cancer and left them with
nothing, she know the value of insurance. However, with her less than $30 monthly income, she would
rather spend on her family’s basic needs.
Carmelita feels that she has no one to rely on since her husband's passing years ago. She hopes that all of her four grown children have an improved quality of life compared to what she has right now. She also wants them to be prepared for whatever comes their way. In Carmelita's case, her family would benefit from having insurance to help them get back on their feet in case of an unfortunate incident.