Because of Delia's disability, she finds her everyday life difficult. Her income is not enough for her family needs, so she wishes to have a stable job and for her daughter to finish college. She wants to get insured to financially secure her family in the future.

Melanie was unable to finish high school. This has affected her chances of finding a source of income. She hopes to help get her family out of poverty in order to improve their quality of life. In the event of loss or damage to property, insurance can help Melanie and her loved ones get back on their feet.

During the day, Nema works as a laundry woman, servicing the families in her community. The money she receives from washing and ironing clothes is not enough to provide for her children, even forcing her to pull them out of school due to lack of funds. An insurance coverage will guarantee that Nema's family will live comfortably in the future.

Bebelyn is a housewife and mother of six. She hopes to see her children finish school, but because their finances are limited, they have to adjust and make sacrifices. When her childrent sick at the same time, Bebelyn was forced to borrow money just to pay for the hospital bills. Insurance can grant her and her family financial security in the future.

Myrafe works as a daycare teacher for a non-profit organization. Because this is volunteer work, she does not receive regular compensation. She hopes to see her three children finish school in the future. Because her family needs financial security, insurance can be of great help to them.

Lodito is a PWD who has experienced his fair share of unfortunate incidents, from being in a vehicular accident, to suffering from hypertension, to having his home destroyed by typhoons.

Rhaman is a husband and father of two and works as a driver. Tropical storms destroyed their home, which they are still rebuilding slowly. Rhaman feels that his income is not enough for him, his wife, and his two children, but works hard to provide for them daily.

Armando and his wife Mary Jane both are unemployed, which makes daily life difficult for their family. They have been through accidents and natural calamities, and they only hope to be prepared when something unfortunate happens to them again. Armando would feel more secure if he had insurance.

Pacita has five children. Her husband passed away, leaving her to be the main provider of the family. She is passionate about being a health volunteer for a non-profit organization in her community. While she has dedicated her life to helping other people, it would benefit her if she receives help through insurance.

Marites tries her best to put her two children to school even if she doesn't have a permanent job. For her, having insurance will help secure her children's future.

As a mother, the future of Mercy's kids is very important. Even if they do not have enough, she aims to make sure her kids finish school and that they will be able to live a comfortable life. Insurance will secure this.

Kent is a person with special needs who was unable to finish his elementary school education due to poverty. His father unfortunately passed away, so his mother is his sole provider. If given the opportunity to have insurance, Kent and his mother will have one less thing to worry about.

Felix's home is on a piece of land that's not theirs, and there have been numerous times when the owners would kick them out, leaving them no choice but to live on the streets. His children and grandchildren have been affected by this, as they have not been able to continue their schooling. Any financial assistance will help Felix and his family get by.

Mary has to balance being a mother and a househelp every day. She receives little income, which she has to stretch in order to pay for her children's education. She hopes to see them graduate from college in the future. For Mary, insurance is important to guarantee her family's financial security so that they can live comfortably.

Kitty is a person with disability (PWD), and her limitations are aggravated by her family's poverty. Kitty's mother says that taking care of her can be difficult at times, because she cannot be left by herself. When something unexpected happens to Kitty, insurance will be of great help.

Jurico has seven family members depending on him, yet his job in construction does not guarantee him stable wages. He says it becomes more difficult when one of his children falls ill, as he has not enough money to get them hospitalized. Jurico says his family will greatly benefit from any financial help granted to them.

Allen's shanty was destroyed during a typhoon years ago. She and her husband Ereneo want to rebuild it, but they do not know where to get the money for renovations as well as their basic needs. Insurance can help support her family in the future during times such as calamities.

At a young age, Edgar had to step up in order to provide for his family. He has taken up the responsibility of sending his younger siblings to school in order to lift the burden from his parents. Insurance is another way for him to support his loved ones during times of need.

As a part-time job, Nimfa provides laundry services in her community. Her husband, who was the breadwinner of the family, passed away recently. This means that Nimfa has to work twice as hard to make money. She says having insurance can provide benefits for her and her family in case of an emergency.

Susana is a housewife with dreams of seeing her children graduate from college. She and her husband are currently unemployed, so they both struggle to provide their family's basic needs like food and medicine. Their kids are still toddlers, so their needs are higher. Having insurance will be of great help in providing financial stability to people like Susana.

Rosma's highest educational attainment was second year high school. She's a single mother of three and she finds it difficult to live a life where she couldn't provide enough for her children. Like any other mothers in the world, Rosma's dream is to give her children a better education for the benefit of their future success. She strongly believes that having insurance can help her children in their journey for success.

Michelle is a housewife with a lot on her plate – three of her children have stoppeding to school due to financial constraints, her eighth child has polio which requires constant medical attention, and she is the guardian to all her grandchildren. If given the chance to have insurance, her family will be inod hands beyond her lifetime.

Although Victoria and her husband Aldo have no children, they still barely have enough money to feed themselves on the daily. Her job as a volunteer lets her help other people who have less than her, but because she does not earn from it, she has no money to spend on basic needs herself. She hopes that insurance can provide financial aid for her and her husband when needed.

Daisy is a housewife and mother of six. Due to lack of money, all of her children would to school without money to buy food, and would sometimes walk to and from school. She has to stretch her husband's salary in order to make ends meet. During times of emergencies, insurance can provide financial aid for her family.

Maria works as a laundry woman, providing her washing and ironing services to members of her local community. The money she makes from her job is not enough to cover them from calamities and other unexpected events. In order to be safe, Maria's family will need insurance for their future.

Ellyn is a housewife and a small-time sari-sari store owner. She wants her children to finish schooling and knows that insurance will be her support in times of crisis, calamity or illness.

Leticia is a kind and loving mother but has no means to support her child. If given a chance, she wants to have her own sari-sari store and wants to get insured for her family's welfare.

Ruben works as a tricycle driver for a living. His family's old home in their province was affected by a strong typhoon. Instead of rebuilding it, they moved to a new city to start fresh, but they have found it difficult to adjust financially.

Oscar is currently unemployed. He was able to study in college, but he did not get to finish it due to financial constraints. He says food, tools for home repairs, and even simple necessities such as clothes are something he could not afford. He hopes that insurance can cover Oscar in case something happens to him.

Floresta is a housewife. She experienced losing both her parents on the same year. It was difficult for their family to cope both emotionally and financially. Floresta believes that with insurance, her family's future will be secure.

Crisologo was fortunate to have graduated from high school, unlike most people in his community who barely finished their grade school. However, he still holds a menial job as a chicken vendor and could not provide enough food for his own family. Insurance can help Crisologo's family, especially during times of emergency.

Neda was not given the opportunity to to school due to poverty. She currently works at a farm in her hometown, helping out wherever she is needed. Her grandchildren are unable to study as well, and they struggle to find food to put on their plate. In order to secure her and her grandchildren's future, Neda would need insurance coverage.

Poverty has not been kind to people like Richard he had lost his job in a poultry farm, his home was destroyed by a fire, and his parents passed away. He does not let poverty stop him though.

Joemarie works two jobs in order to earn money – he is a trisikad (rickshaw) driver during the weekdays, and sells seafood at the market during the weekends. He says taking up two jobs is crucial if he is to support his wife and children. Acquiring insurance would mean peace of mind for Joemarie and his family in the future.

Having fallen from hard times, Virgie struggles to provide for her family. Her husband had to stop working, and all of their eight children quit school because of poverty. They live in a shanty so small they have to sleep sitting down because they have no room to lie down. Virgie would like to have insurance, but cannot afford it.

Vernie is a construction worker by trade. He and his wife Ivy work hard every day to feed their children. He admits that the lack of money forced him to pull his children out from school, but hisal is to eventually provide education for them once again. Vernie hopes that insurance can provide a financial safety net for his family.

Despite having no family of her own, Nona struggles even to keep her head above water. Her P4,000 ($80) salary does not cover emergency expenses like natural disasters or hospitalization, and she has no one to turn to when those unexpected things happen to her. Nona says insurance can help in that regard.

Marilyn feels that her family's budget is not adequate to feed and support her entire family. This does not stop her from dreaming of owning their own home and for her six children to finish their education. If they would need financial assistance during times of crisis, Marilyn's family will be covered by insurance.

Glyn works hard day in and day out on the road as a trisikad (rickshaw) driver. He stretches his income in order to accommodate his family's basic needs, their children's education, and their budget for emergencies. Having insurance guarantees that Glyn's family will be protected during calamities or other unexpected instances.

Rosenita's family relies on her husband's earnings, which is not enough to feed all of them. Because of this, her family struggles financially. Rosenita hopes that she will be blessed with insurance as this can guarantee security for her and her loved ones.

Weneliza and her husband Jeorgie work hard to make ends meet. The former works as a seamstress, but she only earns money when there are clients who need her services. Otherwise, she would not have any money for her family's provisions. Any kind of financial assistance will be appreciated by Weneliza and her family.

Jeana has dedicated her life as a volunteer in her local community. Her work supports her family of five, all of whom are currently in school. As a mother, she wants her children to finish school and have comfortable lives. Jeana hopes that she will be given the gift of insurance in order to secure the future of her loved ones.

Precila's home was destroyed when it caught fire years ago. Their entire savings was spent finding a new place to live in, and the rest of their needs were put on hold. In order to protect themselves from future losses, Precila and her family would like to have insurance.

Antonio's eldest child was hospitalized due to a serious illness, which not only caused distress to their family, but also put them in deep financial trouble. His job as a construction worker is not enough. Insurance can help Antonio and his family get back on their feet.

Christopher is a trisikad (rickshaw) driver in the province. The area they reside in is always flooded even during light rain, which slowly destroys their home and affects their quality of life. He hopes to eventually build a sturdier home for his family's safety. If he is to be granted insurance, Christopher will be able to leave a legacy to her family.

Ruben's work as a butcher comes with a few occupational hazards. It is not uncommon to get wounded because of the sharp tools he uses. In the event that something worse happens to Ruben, his family will be secured with insurance.

Nelsie lives in the provinces with his wife Analyn and their children. He is unemployed, which affects his ability as a provider and a parent. During times of emergency, illness or natural calamities, a financial safety net can protect Nelsie and his family.

Larilyn was blessed to finish college, but due to a recent spinal cord injury, life has been more difficult financially. She needed hospital care and medications so she can get better. She hopes to one day see her children graduate from college, and for her to have her own business. To ease Larilyn's burden caused by regular medical expenses, she would need to have insurance.

Anna Liza is a housewife. She was not able to finish her education and realized how important education is for anyone. In turn, Anna Liza would stop at nothing to make sure that her children get education and get stable jobs in the future. She feels that insurance is a step closer to that dream.

Mira works as a manicurist in Bataan. She says her financial situation does not allow her family even the most basic of needs. Because they do not have enough money, her two children had to stoping to school, and there are times when they only eat one meal a day. Mira says getting insured will secure her family's future.

Flora suffers from hypertension, so whatever she earns from her duck-raising businesses mainly towards her maintenance medicines. Her wish is for her children to finish school and live a comfortable life. If she is to be granted insurance, Flora will be able to leave a legacy to her family.

Orlanda works as a part-time tutor, helping school children with their studies. She wanted to put up a generalods store to augment her income, but because their home caught fire during an accident, most of their budget hadne towards rebuilding it. During times of crisis such as fires and storms, insurance can financially protect Orlanda and her family.

Crisanta is a housemaid. As a single mom who provides for her six children, she finds it difficult to meet their daily needs. She feels that insurance will be instrumental in the future for her children.

Felicidad constantly worries about how she can improve her family's quality of life. Although she and her husband Reynato are both working, Felicidad feels they do not have enough money to set aside for emergency situations. Insurance can guarantee that her family will be protected when the unexpected happens.

Rosalie is a dealer of beauty products. She experienced losing her parents and her house due to a calamity that struck their town. It was very difficult for Rosalie to adjust to the losses she experienced and promised herself that this won't be the case in the future. Rosalie believes that insurance will be beneficial for her children.

Socorro lost her job at the time when she needed an income the most. At 34, she and her family live with relatives. Although she's okay with their situation, she still aspires to have their own place and a stable job to with it. She also shared that getting insured is a wise decision for emergencies in case it happens to her family.

Marites experienced depression when she and her husband Danilo could not afford their children's education and therefore had to pull them out of school. They are trying to manage their budget so that their children can study once again. If Marites has insurance, she and her family can finally focus on their basic needs instead of worrying about unexpected events in the future.

Ernesto works as a rickshaw (trisikad) driver in the province. His monthly salary of 1,500PhP (30USD) is not enough to make ends meet for the people who depend on him. Tropical storms ravaged their home, and they have found it difficult to get back on their feet since. During times of emergency for Ernesto's family, insurance can ease their burden.

Eloise's family dealt with a traumatic experience in the past. They were affected by a tropical cyclone that destroyed their home and left them with nothing. They have slowly been rebuilding their home since then. During times of emergency, Eloisa's insurance can guarantee financial assistance for her family.

Rose's home was destroyed when a strong typhoon hit her city. Although she wants to renovate their home to make it sturdier, she does not have the financial capability to do so because she would rather spend her hard-earned money on her children's education. Insurance can protect them in case something unfortunate happens to her family again.

Teresita and her family have encountered hardships during the past. Their home was destroyed by a storm, her husband Alejandro lost his job, and her relatives passed away. Because she knows that unfortunate events can happen at unexpected times, Teresita feels that insurance can guarantee her family a safety net.

When Janine's father passed away, her family was greatly affected financially, as he was their sole provider. Janine herself was able to study in college, but had to quit because they didn't have enough money for tuition. Janine's loss of vision is yet another limitation that she has to hurdle. She would like to be gifted with insurance in order to ease their family's burden.

Ginalyn's fight with diabetes has affected her job as a church volunteer. Because her symptoms show up every now and then, she could not come to work consistently. This has caused her to have insufficient income to pay not only for her children's education but also for her medications. If something unfortunate happens to her or her family, insurance can protect them financially.

Ramlie considers his children's education to be of utmost priority. He wants his kids to study and graduate, unlike him who was unfortunately not able to get to high school level.

Perla is a PWD, but this does not stop her from supporting her family of 13. She raises goats and livestock, and takes care of her grandchildren, all despite being visually impaired.

Joy hopes for a better future for her family. At a young age, she knew how difficult life can be especially when getting employed is the issue. Now that she's 37 and a mother of a young girl, having a simple yet stable life is enough to give her a peaceful sleep. Despite having a difficult life, Joy keeps a positive outlook and believes that getting insured will secure her family's well-being in the future.

At his age, Christian suffers from Viral Encephalitis and has to undergo threpay to help him speak. He and his family continue to work towards having resources for his medical expenses. Insurance will be a big help in case of emergency and other unforeseen events.

Alvin is a welder's assistant by trade. His wife Marites suffers from hypertension, so Alvin's wages mainly towards her maintenance medicines. He hopes that the insurance can support the needs of his wife and four children in the event that something happens to him

Jocelyn was able to study in college, but did not get to finish it because of financial setbacks. She currently works as a civic volunteer in her hometown, which does not pay enough to support her family of five. Jocelyn would like to have insurance to provide a safety net for her loved ones.

Lucia is a helper from Manila. Her salary is not enough to sustain the 13 dependents in her family. Her wish is to find a stable job for her children and have insurance to protect her family from calamities and disasters since they are living in a dangerous place, near the ocean.

Mary Grace, a housewife, dreams for her four children to someday finish their schooling. However, with the minimal wage of her husband, she finds it difficult to meet their daily needs. She wants to be insured so her children can at least have a stable future in case of an unfortunate incident.

Ruthsy's home was devastated by a heavy typhoon in the past. It took them a while to recover as they did not have water, food and electricity for months. When something similar happens in the future, insurance can ensure the welfare of Ruthsy and her family.

Marilyn suffered from high blood pressure last year. She's 55 years old and has 10 children. What she didn't like most about her condition was spending for medicine. She wishes that instead of putting her money on medicine, it would have been better to spend it on her children's education. She thinks that insurance will be a great help to someone like her.

John suffered from depression after he was diagnosed with a serious illness that resulted to a disability. His only dream is to recover and to continue his studies so he can provide a better future for his family. Should something unfortunate happen again to John or his family, insurance will guarantee that they will be financially secure.

Jaypee was in an accident years ago that have left her with a troublesome spinal injury. Though she has recovered, she still needs daily maintenance medicines. One of her children, Joseph, had to stop school because Jaypee has not enough money to pay for his tuition. She wants to get insured for her family's financial security.

Rafael is a differently-abled father with three dependents. He used to work as a carpenter and painter, but because of his limitations, he currently has no source of income. He dreams of having a simple and comfortable life for his family. People like Rafael can be greatly aided by insurance.

Nelson was not able to graduate from high school, so his dream is for his eight children to finish their education. His fish vending business does not always yield him enough profit, but he strives to bring home money when he can. Providing insurance coverage to benefit his family would give him peace of mind.

Analyn used to work as a housekeeper, but she currently is unemployed. She had to pull her children out of school because of poverty, and they had to focus on meeting their daily needs instead. Analyn needs a financial net in the form of insurance to support her family in case of emergency.

Susana works as a volunteer in her community. The nature of her job does not always guarantee her any income, so there will be days when she has no money to buy food for her family. She wants to save up for emergencies, but she has to prioritize their most basic needs before anything else. Insurance can lift the burden of Susana and her family.

Clariza had measles when she was young and eventually this made her totally blind. She wants her house to be fixed and be protected from calamities, espcially since their home is prone to flood. She sees microinsurance as a means of support when calamities come.

John Louie works as a tricycle driver as a way to provide for his wife and four children. Because of poverty, some of his kids had to stop going to school in order to work as a means to help out the family.

Julius works as a tricycle driver. His dream is to own a four-wheel public vehicle like a jeepney so he can earn more for his family. He also wants to save up for a house of their own, as they are currently living with relatives and do not have their own property. He wants to get insurance for financial security, but he cannot afford it.

Edward is raising his children on his own, as he and his wife had separated years ago. He feels that his job as a driver is barely enough to send his children to school. In case something happens to him on the road, he says that insurance can guarantee financial aid for his family.

Mohaimen is a sidewalk vendor in Davao. His wife was brought to the hospital due to pulmonary complications. Because their hospital bills had skyrocketed, they sold off almost all of their possessions.

Micheal's family has struggled to keep afloat financially with the meager income he receives as a tricycle driver. With all of his six children in school, he works day and night on the road in order to pay for their tuition and daily needs at school.

Rosanna is a housewife and mother of five. Their home and possessions were destroyed by a fire years ago, and they had to live under a truck for temporary shelter. She does not want this to happen again – insurance can greatly help cover them financially during such situations.

Analisa is currently unemployed but tries very hard to find a stable job soon. With no income, she worries about the future of her family in case something unfortunate happens to her and their home. She feels that insurance can give her security.

Julius works in construction. Years ago, his home was devastated by a tropical storm, and they still have not fully recovered. Hisal is to earn enough money to buy a new house for him and his family. Julius hopes to get insurance for his family's peace of mind.

Rogelio is a construction worker. His wife Leonela has hypertension, which she needs daily maintenance medicines for. His son used to help him earn money, but when the former met a work-related accident, Rogelio had to work twice as hard to provide for his family. He is aware of the possible accidents when it comes to construction work, so he feels that getting insurance will secure his family's future.

Antonio's home was destroyed during a storm years ago. He says his family had nothing to eat or drink, and they had no electricity. Even though they have slightly recovered from the incident, they still live in poverty. When other calamities affect Antonio's family once more, insurance can cover them.

Evelyn's work as a fish vendor is unpredictable. Some days she would have plenty to sell when the catch is bountiful, while there are days when she sells none at all. She has to borrow money from relatives so her four children could take public transportation instead of walk all the way to school. Evelyn says she wants to have insurance, but she simply cannot afford it.

Divina wanted a more stable life at 37. Her husband works as a construction worker and his income is not enough for them to have a house of their own. One of her biggest regret in life was when she stoppeding to college. Now, she wishes to continue working for her family so that her child can finish his education. She also believes that getting insured can help her family be protected.

Nanay Belen lives an indigent life. She's 45 years old and a mother of eight children. She works as a volunteer, but sometimes she earns nothing. However, she motivates herself to work in order to make ends meet and to take better care of her sick husband. She hopes that insurance will lessen her problems.

Julieto is a husband and father of nine. In order to make ends meet, he sells local delicacies on the streets. He was found to have a kidney stone, which he needed surgery for. In trying to pay the hospital bills, he became deep in debt.

Reynaldo works as a vendor, delivering blocks of ice to his customers. His eldest child is mentally challenged, so his earnings mostly towards medical expenses. He is also in charge of providing for his other children's education and for the general upkeep of their home. He wants to get insurance for himself, but he admits that he cannot afford it.

Reagan is a vegetable vendor who hopes to earn enough to send his two children to a reputable college. He says that providing a better future for his children is important to him. Reagan's family is currently renting a living space, and aims to buy their own property eventually. He says that through insurance, he is giving hope to his family.

Camar is a PWD. One side of his body is paralyzed, affecting the movement of his arm and leg. His wife has to tend to him as he needs help in moving around and doing everyday tasks.

Sherwin used to work in construction, but had to quit when he was involved in an accident on-site. Because he has no source of income, he and his wife struggle to pay for their children's education.

Rosebelinda suffers from a pulmonary disease which has rendered her unable to work. This is made complicated due to the fact that her three children rely on her for their needs. In case something unfortunate happens to her, insurance can guarantee that her children will be taken care of.

Roger was unable to finish high school, which is why he wants his own children to finish their education. However, the monthly wage he gets working as a driver is not even enough to feed his entire family. Having insurance will benefit his family in case something happens to him.

Vivian is a vendor. Her husbandt ill and had to stop working, which impacted Vivian's family big time. She had to work twice as hard to sustain her family's needs. Vivian dreams of seeing her children graduate and get stable jobs. She feels that by getting insurance, she secures her children's future.

Analiza is a single mother of five. She makes and sells rags for a living, the profit of which is barely enough to feed her family. One of her children suffered from pneumonia and almost died because they did not have the financial capacity for medicines and hospitalization. She wants to have insurance to cover her children, but she cannot afford it.

Angelito is a fisherman who dreams of having his own boat. He provides for his family bying out to fish every day. He wants to have insurance so that he is sure of the days that will come ahead.

Monina fell ill with tuberculosis in the past, and because majority of her money was spent on hospital bills and medicines, her three children had to be pulled out from school. She hopes that she can provide education for them once again,\ and see them finish college. Monina's children will be guaranteed a financial security net if she is given insurance.

Noel is currently unemployed, and he finds it difficult to find the money to send his 10 children to school. He currently has a nose polyp that needs surgery, but he does not have the financial capability to seek a medical doctor. He knows that the aid guaranteed by the insurance will provide for his entire family in case he meets an unfortunate event.

Nelson's job as a fisherman does not always guarantee profit for him, as it is dependent on the weather conditions and the state of his equipment. When things do not favorably for him, he would home empty-handed. Having insurance will make certain that Nelson's family will live comfortably.

Catherine's home was devastated during a tropical storm in the past. They have rebuilt their home, but since then her family is uneasy every time they feel the slightest of winds. They hope to have insurance so that when a natural calamity hits them once again, they will have the financial capacity to get back on their feet.

Romulo works two jobs: he is a driver in most days, and he works as a fisherman when weather permits. He hopes to one day get his entire family out of poverty, and live a comfortable life. With insurance, Romulo guarantees that his loved ones will be inod hands.

Adelina is unemployed and is actively looking for a job to support her family. Because she suffers from hypertension, she has to closely monitor her health and take medications, which can cost money. Adelina says getting insurance will help secure her family's future.

Veronica is one of the survivors of two big typhoons. At 52 years old, she works as a volunteer to support her four children. Life hasn't been fair for Veronica because, in two consecutive years, she lost two of her children. She dreams of giving her children the support they deserve to have a better future. She also believes that getting insurance will be a big help if a disaster happens again.

Marites feels that her lack of formal education is a setback for her working career. Currently, she is unemployed and has not found work for some time. Despite this, she remains hopeful about her family's future. Because times are tough and unfortunate things can happen anytime, providing Marites with insurance will give her and her family one less thing to worry about.

Mylene's job as a laborer does not guarantee her enough income to pay for tuition, food, and medicine for her children. She says that poverty has hindered them to live comfortable lives. During times of uncertainty, Mylene will be able to meet her family's needs and protect them financially.

Merlyn lives in the province with her husband Virgilio. They struggle to meet their daily needs as they are both unemployed. There would be days when they would starve because there was no food for them to eat. If the unexpected happens to Merlyn in the future, her family would be inod hands if she had insurance.

Rebecca runs a small generalods store in order to augment her husband's income. Because she does not want her children to experience the same kind of poverty that she grew up in, she strives to work every day. She also wants them to finish school, something she was unable to do herself. Insurance can help Rebecca and her family in unexpected times.

Rolando had a heart-related illness years ago, which forced him to quit his job to recuperate. He has been unemployed since then. Hisal is to be able to provide food on their table, see his children finish school, and for them to be healthy and free of sickness. Rolando would like to have insurance, but he cannot afford to get one for himself or his family.

Nena washes and irons clothes for a living. One of her children unfortunately passed away, and her other children do not to school. Her home was destroyed by a fire, and was subsequently flooded due to a typhoon. Nena hopes that insurance can significantly lift the financial burden of her family in the event that something unfortunate happens.

Regienald is a husband and father of five. Through his work as a company driver, he hopes to eventually send his children to college, as he himself was unable to finish high school. Regienald is currently experiencing symptoms related to diabetes, but he has chosen to spend for his family's needs than for his own. He feels that his family will be secured financially if he gets insurance.

Nolau's hard-earned money went to waste when floods ravaged their home and belongings. However, their biggest and most difficult loss was when his family members perished from the disaster. In order to protect them from such catastrophes in the future, they would need insurance.

Ronnie'sal is to alleviate his family's poverty and improve their quality of life. A high school graduate, Ronnie works as a trisikad (rickshaw) driver in his hometown. He has experienced his fair share of unfortunate events, including seeing his home destroyed during a heavy typhoon. He hopes that with insurance, his family is covered during times of crisis.

Nilane's town was ravaged by a strong storm, which destroyed their home. Because they live in poverty, they cannot always afford their daily needs, let alone repair their dilapidated shelter. To prevent financial burden brought about by future calamities, insurance is vital for Nilane.

Eulyn is a 20-year-old housewife residing in Manila. Because she and her live-in partner started a family early in life, her education had to stop. In spite of the challenges she faces as a young mother, Eulyn continues to believe that she can have a better future. Through insurance, she can still aspire to have a blissful life for her family.

Adela's husband used to be the breadwinner of the family, but since he passed away, Adela has had no source of income. Because she in her mid-50s, it is difficult to find a new job. She always worries about where she'll get the money for her daily needs. In situations when money is especially tight, Adela's insurance will help greatly.

Julian is a construction worker who earns 250 pesos per day. With the passing of his wife, he was left alone to provide for the needs of his children. He feels that by having insurance, his children will have a secured future in case something happens to him.

Hernanie dedicated her life as a health volunteer. She has been a witness of unpredictable calamities and disasters in the past, and while she works to help save the lives of other people, it would be a big relief for her if she herself insured, for the benefit of her two children.

Nidos home was devastated when it caught fire, completely destroying his familys possessions. They were forced to start from scratch with no money or shelter. He hopes to start his own business to augment his income as a driver.

Ana Lourdes depends on the P300 per day that her husband brings home. As a housewife, she prepares the budgets for her family's daily needs. Ana wants to see her children finish school and become successful someday.

Christopher is a laborer in the province, taking on construction work whenever needed. Because there are times when work is scarce, his family would for months on end with barely enough to eat. They would greatly benefit from the financial assistance that insurance provides.

Doris is a Housewife. She notices that, lately, she has been getting sick a lot which she presumes is because of the changing climate. She dreams of seeing her children marching on their graduation day. She sees insurance as a way of being stable for whatever the future has to offer.

Nenita suffered a stroke years ago. Although she has recovered, life still remains difficult for her and her family. She and her husband sometimes cannot afford even their basic needs. Her hope is to one day have insurance to protect whatever little assets her family has.

Lilia is a volunteer. She has been a victim of natural calamities and loss of a loved one. She dreams for her children to have a stable life and to finish schooling. Lilia feels that insurance helps her be sure of the days to come.

Merlita, a widow, works as a housemaid. She has tuberculosis, so on top of providing for her family, she needs maintenance medication for her condition.She believes that by having insurance, she secures aod future for her children.

For half of her life, Irene has been volunteering for the community. Now at 41 years old, working as a volunteer would never suffice for the needs of her family. And as a mother of three, her priority is the health and education of her young children. She hopes that getting insured would help her in the future.

Rosalie works hard to earn money at a poultry farm, but she says it is difficult to make ends meet. Sadly, one of her children died because they did not have enough money for hospitalization. All she wants is financial security for her loved ones, and insurance can help in that regard.

Lea is currently unemployed. She had to resign from her job to take care of her children and is now finding it difficult to look for a new job. She feels that insurance secures their future, most importantly her children's.

Amor's husband used to be a factory worker, but he lost his job when the company he worked at went bankrupt. As this was their family's only source of income, they had to pull out their children from school because they could not pay their tuition. In case something happens to her, insurance can greatly help Amor and her family.

Myrna, who suffers from hypertension, had to quit working in order to manage her symptoms and get better. Because she and her husband have no money, her children were not able to to school. If given the opportunity to have insurance, she and her family can finally afford to live worry-free.

Joy is a wife and mother of nine. She and her husband Dante struggle to provide their children not only with their basic needs but also with their education and daily school allowance. They would sometimes sleep at night with an empty stomach because they have no food to eat. Insurance can help support Joy's family and give them peace of mind.

Johnny says that simple daily needs like food and water are a struggle to have for his family. He is currently unemployed, so his wife Evelyn is the breadwinner. However, her P2,000 ($40) a month salary is not enough. Any form of financial help such as insurance will benefit Johnny's family.

Lorna is a housewife who dreams of having a business of her own in the future, For now, what she wants to ensure is that she's protected when something bad happens to her, and insurance will do just that.

Ricky's child was confined in the hospital recently, their bills amounting to more than they can afford. Because his work as a trisikad (rickshaw) driver is not enough to pay for hospitalization and medicines, he struggled to make ends meet. He wants to have insurance so that this will not happen to his family again.

Noe is a trisikad (rickshaw) driver with no fixed income. There will be times when he has no passengers to pick up and therefore would have no money. His family lives in an area where it easily floods even in light rain, so their home has to be constantly repaired. When casualties arise, insurance can protect Noe and his family.

Because of her husband's death, Evelyn had to work twice as hard to provide for her children. There would be days when they would skip meals because they didn't have enough money for food. Through having insurance, Evelyn will be able to provide a comfortable life to her loved ones.

Nik Nik is a housewife. She sees the importance of education for her kids. Finishing only Grade 1, Nik Nik does not want her children to experience the same hardships she underwent, so she wants to be insured.

Jennelyn works at their local market peeling vegetables. She says the money she and her husband earn is not enough to get them through the day. They do not even have money to fix their dilapidated shanty. She hopes to one day have it fixed so that her children will have a safe and secure home. To further protect the people who matter to Jennelyn, she would need to have insurance.

Cesar was hospitalized for three months due to meningitis, and because they did not have enough money, it was a difficult time for them financially. One of his children also passed away, which brought emotional pain to his entire family. In order to soften future financial blows, Cesar would be needing insurance.

A widower, Benedicta has become the breadwinner of her family. She worked overseas for a while, but stress and poor health caused her to get sick. She had to come back to the Philippines after that, but it has been difficult for her to earn money since. To save her family from further financial problems, insurance can help greatly.

Rey's job as a construction worker is an occasional gig, as there will not always be projects for him to work on. Because of this, there will be weeks when he would have no money to spend for his children. Hisal is to have enough money to build their house with electricity and running water. With insurance, Rey will be able to cover expenses in the event of an emergency.

Cielito is a widower and a mother of six. In order to make a living, Cielito makes rags out of scrap fabric and sells them on the streets. She would stay up at night sewing rags just so she could sell them, the profit of which is barely enough to feed her children. Having insurance will benefit her family in case something happens to her.

Edwin, his wife Leonora, and their two children try to make ends meet with a monthly budget of 5,000PhP (100USD). They hope to start their own small business, as their current jobs do not pay enough. Edwin hopes to get insured for his family's security in the future.

Terencia was not able to finish elementary school, so her dream is for her children to graduate from college. Because she is unemployed, she has no financial means to bring her kids to the hospital and buy their medicine when they get sick. Insurance can save her family financially when the unexpected happens.

Vicky says that his job as a poultry seller does not earn him enough money to feed his wife and eight children. Due to lack of funds, he had to pull some of his children out from school. An elementary school undergraduate himself, he knows that education is very important and aims for his kids to continue their schooling. Through the insurance, Vicky hopes to aid in his wife and children's future.

Safronia says her family's poverty has taken a toll on her not only financially but emotionally. She experienced depression when she lost her baby during pregnancy and when their home was destroyed during a typhoon. Safronia says insurance can give financial assistance to them during calamities and other unexpected situations.

Mercy is a housekeeper. Her small income is not enough to meet her family's needs. She believes that insurance will be a financial safeguard available to her in case of emergencies.

Helen is a housewife who finds it difficult to make ends meet. Her only dream is for her children to finish school and get nice jobs, but she's afraid that this will not happen if something bad happens to her. She feels that insurance will secure that dream.

Janis' home was wiped out when a cyclone hit her community years ago. It took her family years to rebuild it as their funds were limited. Since then, her children has become frightened by the slightest winds. Janis and her family will have peace of mind once they have insurance for property or casualty coverage.

Alreyn is unemployed. She has to borrow money from relatives and friends in order to make ends meet. Aside from providing for her family, she has to buy maintenance medicines for herself. Because of this, she is deep in debt. Having insurance guarantees that her family will have financial stability and would not need to borrow money any more.

Alan was previously a construction worker but had to quit in order to be a tricycle driver because the income is bigger. However, this is still not enough to feed his entire family, send his kids to school, and pay the bills.

Reynaldo says that his family barely has enough for their daily needs. Because he has no source of income, he hopes to find a permanent job that can provide for him, his wife April, and their children. Reynaldo wants to be prepared for whatever comes his way, and insurance can help in that regard.

Mariel is a young mother of one, with dreams of getting her family out of poverty. She is currently unemployed while her husband Rey is the breadwinner of the family. If given the opportunity to have insurance, Mariel will have peace of mind knowing that her family will be financially covered no matter what happens.

Michael mainly works as a trisikad (rickshaw) driver. Whenever menial jobs are available, he takes them up for additional income for his family. These are usually physical jobs with medium to high risk of accidents. Because of the nature of his job, Michael is aware that he needs insurance to adapt to volatile times and cover him in the event of misfortune.

Ester dreams of having a comfortable life. She's the type of person who always looks at the brighter side of life. But when a tragic incident happened, it took a toll on her joyful spirits. When her brother died from a motor accident, her mother became depressed and it worried her the most. Through it all, Ester still believes that there's a silver lining behind the dark clouds if she has insurance.

Nasroden wants to give his children a comfortable life, so he works hard as a sidewalk vendor daily. Not all of his 12 children are able to study, but he hopes to eventually save enough money to put them back in school in order to finish their education.

Mayette used to work as an elevator operator, but when the building she worked at caught fire, she lost her job. She currently has no source of income and relies solely on her husband to send her three kids to school. Insurance coverage will benefit Mayette's family in the event of a natural disaster or any other kind of emergency.

During a terrible cyclone, Elizabeth's home was destroyed, leaving them without a roof, electricity, food and water. They could not afford to buy wood and other materials to renovate their home, and despite the localvernment's help, it took their family months to recover and move on. With insurance, Elizabeth's family will have financial protection from what lies ahead.

Robert developed a lung disease due to his work in construction. Because his wife works abroad as a domestic helper, he has to take care of their children and earn a living at the same time. While they are currently informal settlers, Robert hopes to earn enough money to buy a house they can call their own. He would also want to get insured for his family's security.

Myrna is a volunteer from Manila with 5 children. Due to lack of financial support, she didn't finish her studies. She's also had a difficulty finding a job that will support her family. Her dream is for her children to finish studies and for them to have aod life in the future. With the help of insurance, her family will feel safer when there's a calamity.

Ricardo is in his 60s, yet instead of enjoying his retirement years, he still works as a laborer in the provinces in order to make ends meet. He and his wife Anita struggle financially on a daily basis, especially since tropical storms ravaged their hometown. For Ricardo, insurance can provide them financial security in the future.

Letecia is a housewife, which means she is in charge of taking care of the entire household. She would take in menial jobs every now and then, but that means she has no fixed income herself. For families like hers who are unsure of what's to come in the immediate future, insurance can cover them financially.

When a strong typhoon hit Necel`s hometown, it destroyed her parents` source of income. Necel then had to work twice as hard to fend for herself and her parents. Now the family`s breadwinner, she sees financial planning through insurance to be important.

Jhon is a teenager with special needs. His family has to attend to his needs because of his physical shortcomings. Years ago, he was struck with dengue, and due to their financial constraints, they barely had enough money for hospitalizations. Insurance will be beneficial for the likes of Jhon.

Anacleto is a construction worker. A widower, he dreams of helping his children get through life. His children, who were heavily affected by the passing of his wife, made him realize the importance of insurance. He feels that by having insurance, he can provide a secured future for his family.

Estrella is a farm laborer in the province of Iloilo. The income she receives varies depending on the day's harvest, so there will be days when she earns nothing at all. When this happens, she would have no money to buy food for her eight children. Any financial assistance will be of great help to Estrella's family.

Norissa is a volunteer. She lost a loved one recently and realized how short life is. Norissa feels that insurance secures her grandchildren's future so that when she passes away, she leaves something behind for her loved ones.

Ramil creates decorations out of seashells for a living. His job does not earn him enough profit for his family, so they have to tighten their belts when they cannot eat three meals per day. Ramil has also accumulated debt throughout the years, which he finds difficult to pay off. Insurance can provide his family aod life and help them out in times of emergency.

Marzenith borrowed money from the bank for her family’s onion farm, but a typhoon destroyed it and they are yet to repay the loan. On top of this, she still has to have their house repaired. With insurance, she will have one less thing to worry about.

A fisherman by trade, Cesar says he has met many accidents while working on the water. He had a near-death experience when he almost drowned while fishing. Because this is his only source of income, and because he has six children to send to school, he has to work very hard every day. Cesar hopes to get insurance to provide his family with a financial safety net.

Jocelyn is a single parent of four. She works as a street vendor to make ends meet. Typhoon and floods devastated her home, and her family had to temporarily live at an evacuation center. Jocelyn says that insurance can help her during emergencies like the one she experienced.

After an unexpected motor accident, it has been hard for Arante and his family to get by. Even if he has insufficient income, however, he tries to provide for his family and to recover from financial loss. Getting insurance will help lessen the worry in his heart for any other uncontrollable circumstances that may put his family in discomfort.

Analiza is a hard-working community volunteer. She currently lives with her 6 children and her husband in a small house in Manila. She lost her father just recently and it broke her heart that she couldn't pay the expenses for his funeral. Because of this, she has to borrow money from a loan shark. She believes that with insurance, it would be a lot easier to cover such financial problems.

Mario used to work for a small company, but due to circumstances beyond his control, he lost his job and was unable to provide his family`s needs. To make sure that future problems can be controlled, Mario would like to receive insurance coverage.

Marcelino works as a part-time gardener, which means that he does not earn consistent wages throughout the month. He pays for his four grandchildren's education because their father, Marcelino's son, has no stable source of income as well. Having insurance will be a big help to his grandchildren when the time comes.

Jean works as a househelp. As her family lives with her relatives, she plans on buying their own house and lot in the future. However, it is difficult to save money because her income is not sufficient even for day-to-day expenses. Insurance can provide coverage for Jean's family when something unexpected happens

Susan is a garlic peeler, a job she earns very little from. This is the only job she could find since giving birth to her youngest through the Caesarean section. She wants her children to finish schooling and. She believes that with insurance, this dream can still happen even when she's no longer around.

Evangeline is struggling to support her family because she has bone disease and her husband died early due to a tragic event. She wishes to find a job that will help her children to finish school. As a single parent, she wants to feel safe by being insured in case something happens to her.

Liliosa is a laborer. Her husband has arthritis, which he needs daily maintenance medicines for. She finds it difficult to afford her husband's medicine with her measly salary that she gets from her job. Liliosa believes that insurance will definitely help her family in securing a brighter future.

Remie is a humble resident of Manila. At 31 years old, she struggles to find a well-paying job to give her and her family the financial support they need for their everyday life. With her three young kids, she and her husband hope to have a better life where they are guaranteed safety and security for their future. By getting insured, Remie believes that they have a chance to get the better taste of life

Jocelyn used to have a job, but since it was contractual, she found herself without a source of income months after. Heral is to see her three children finish college and escape poverty. Insurance will be of great help in securing her family's future.

Arnel works as a laborer. He has been taking care of his children since his wife passed away. He wants to see his children getod jobs. Getting insurance will help his family in case of unfortunate events.

Ever since Alberto's entire town was destroyed during tropical cyclone Haiyan in 2013, his family has not yet fully recovered. His work as an ice cream vendor cannot fully support his children's education, which is why they had to quit school. In order to financially cover Alberto and his family from future disasters, they would need insurance.

Anabil was not able to to college because of her family's financial problems. She makes and sells rags to make ends meet. She is deep in debt since their home was devastated by a typhoon years ago. She hopes that having insurance can cover her family's expenses during calamities like the one they experienced in the past.

Leo is a tricycle driver, but he says his income is not enough. He wants to get himself and his family out of poverty and for his children to finish their schooling. He would also like to transition to a job that will pay more so that they could have more money to spend on their children. Leo wants to have a financial safety net if anything unfortunate happens to him.

Hilda has been in quite a number of accidents involving public vehicles like motorcycles, jeepneys, and trucks. Her family was also affected by typhoons and earthquakes in the past. As she is unemployed, she has no financial means to support her family. If given the chance to have insurance, her family will not have to worry about where to get money during times of accidents or natural calamities.

Josefina suffers from diabetes, which she has to keep in check with maintenance medicines and hospital consultations from time to time. Because she has no job, she and her children and grandchildren rely solely on her husband's income. With a financial protection plan, Josefina and her family can rest assured that they will be covered during times of emergency.

When Dandy's father passed away, he and his siblings were forced to quit school. His professional experience has been limited because he was not able to finish his elementary education. He is currently unemployed and is unsure about his family's future. A littlees a long way, and if given insurance, Dandy's family will be able to keep their head above water.

Zaldy was a construction worker but due to occupational hazards, he eventually developed tuberculosis and had to quit. His cow-raising barely yields enough profit to send his four children to school, two of which are in college. Zaldy'sal is to set up a more stable business for his family, and to get insured.